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Chemung Financial Stock

Chemung Financial Corporation

CHMGNASDAQMarkt
US$80.51
+1.1% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Anders Tomson
Employees
348
Market cap
$388 M
IPO
04/01/1999

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and…

Chemung Financial stock: price history

16/10/25+61 %16/10/26

1D

+1.1%

1W

-0.0%

1M

-3.6%

6M

+28.2%

YTD

+44.3%

1Y

+61.0%

2Y

+66.5%

5Y

+73.7%

10Y

+182.7%

Next earnings date

Next earnings date

20/10/2026 (in 3 days)

Volatility around earnings

~12% stronger price swings than usual

Pattern chart

Pattern detected by the Market Jury detector vdouble-bottom-top-v1.0 on 14/10/26. Not a buy or sell signal.Beta

What does this mean?

Double top

Bearish

The price failed at a similar high twice, with a pullback in between. This M-shaped pattern is a classic reversal signal from an uptrend into a downtrend.

Chart patterns are a purely technical signal derived from price action. At Market Jury they do not feed into the agents' buy or sell decisions, they are supplementary information only.

Chemung Financial stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 14/10/2026.

Business model & megatrends

Business model

Business model with weaknesses or early megatrend headwind.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

Chemung Financial Corporation serves as the parent company of Chemung Canal Trust Company and provides a comprehensive range of banking and financial services. The portfolio includes various deposit products, commercial and agricultural loans, mortgages, and consumer credit such as home equity lines. Additionally, the company offers wealth management, insurance, securities trading and fiduciary services, as well as tax advisory services. With 31 branches, the company serves customers across thirteen counties in New York State and Bradford County in Pennsylvania.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Weak
Moat
None
Moat type
None
Capital intensity
Low
Customer concentration
Unknown

Ask the agents about Chemung Financial

Analyst assessment of Chemung Financial

PRICE TARGET LOW

US$87.00

CONSENSUS

US$91.00

MEDIAN

US$91.00

PRICE TARGET HIGH

US$95.00

0

STRONG BUY

2

BUY

5

HOLD

0

SELL

0

STRONG SELL

7

TOTAL · Hold

As of: 28/07/2026

ANALYST FIRMRATINGACTIONDATE
Keefe, Bruyette & WoodsMarket Performmaintain28/07/2026
Keefe, Bruyette & WoodsMarket Performmaintain28/01/2026
Keefe, Bruyette & WoodsMarket Performmaintain21/07/2025 (older than 12 months)
Keefe, Bruyette & WoodsMarket Performmaintain22/04/2025 (older than 12 months)
Piper SandlerNeutralmaintain22/04/2025 (older than 12 months)
Keefe, Bruyette & WoodsMarket Performmaintain04/12/2024 (older than 12 months)
Keefe, Bruyette & WoodsMarket Performmaintain22/04/2024 (older than 12 months)
Keefe, Bruyette & WoodsMarket Performmaintain06/04/2023 (older than 12 months)

Chemung Financial stock metrics

P/E

11.6

P/B

1.44

EV/EBITDA

18.97

RETURN ON EQUITY

3.3%

NET MARGIN

48.8%

DEBT/EQUITY

0.53

DIVIDEND YIELD

1.7%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

66.7%

FLOAT SHARES

3,213,849

AVG. DAILY VOLUME (30D)

77,919

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

COLE LOREN D

OfficerSale5,16083.5Spontaneous17/09/2026

Calkins Timothy D

InsiderGrant30881.24Spontaneous12/08/2026

McKim Dale M. III

OfficerTax settlement18774.5Spontaneous06/07/2026

Cutrona Vincent M

OfficerTax settlement9874.4Spontaneous25/06/2026

Tyrrell Thomas R.

DirectorSale24865.83Spontaneous27/04/2026
Page 1 / 2

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
BlackRock, Inc.391,487+29,66030/06/2026
CHEMUNG CANAL TRUST CO284,776-1,37630/06/2026
DIMENSIONAL FUND ADVISORS LP186,549+4,70830/06/2026
VANGUARD CAPITAL MANAGEMENT LLC164,331-8,91330/06/2026
MANUFACTURERS LIFE INSURANCE COMPANY, THE162,219+4,58630/06/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
17/09/202601/10/2026US$0.361.7 %
17/06/202601/07/2026US$0.341.9 %
18/03/202601/04/2026US$0.342.6 %
19/12/202502/01/2026US$0.342.3 %
17/09/202501/10/2025US$0.342.5 %
Page 1 / 8

Stock splits

DATERATIO
03/06/19982:1

Comparable stocks

Frequently asked questions about Chemung Financial stock

What does Chemung Financial do?

Chemung Financial Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Anders Tomson, the company employs around 348 people.

The IPO was on 04/01/1999; the stock trades on NASDAQ under the ticker CHMG.

What do analysts say about Chemung Financial stock?

7 analysts rate the stock, the consensus is Hold (as of 28/07/2026).

The average price target is US$91.00, ranging from US$87.00 to US$95.00, with a median of US$91.00.

This is an external assessment, not a statement by Market Jury.

When does Chemung Financial report next?

The next earnings date is 20/10/2026.

Around past earnings, price swings were roughly 12% stronger than usual.

Does Chemung Financial pay a dividend?

Yes. The last dividend was US$0.36 per share, ex-date 17/09/2026, paid on 01/10/2026.

The dividend yield is 1.7% (as of 30/06/2026).

Which stocks are comparable to Chemung Financial?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get Chemung Financial stock analyzed?

Clicking "Analyze stock" lets five strategies assess Chemung Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.