MegatrendsMegatrends: not the usual suspects, but who actually profits.View megatrends →

First Commonwealth Financial Stock

First Commonwealth Financial Corporation

FCFNYSEMarkt
US$20.34
+0.6% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Thomas Michael Price
Employees
1,589
Market cap
$2.1 B
IPO
09/06/1992

First Commonwealth Financial Corporation is a financial holding company headquartered in Indiana, Pennsylvania. Founded in 1934, the company provides a diverse range of consumer and commercial banking products and services across the United States. The consumer services segment includes internet, mobile, and telephone…

Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.

First Commonwealth Financial stock: price history

16/10/25+31.1 %16/10/26

1D

+0.6%

1W

+2.3%

1M

-4.1%

6M

+8.1%

YTD

+20.6%

1Y

+31.1%

2Y

+15.8%

5Y

+44.4%

10Y

+106.9%

Next earnings date

Next earnings date

27/10/2026 (in 10 days)

Volatility around earnings

~12% weaker price swings than usual

First Commonwealth Financial stock scores

  • Valuation

    Visible after free registration

  • Trend

    Visible after free registration

  • Quality

    Visible after free registration

  • Dividend

    Visible after free registration

  • Growth

    Visible after free registration

  • Insider

    Visible after free registration

  • Earnings

    Visible after free registration

  • Revisions

    Visible after free registration

  • Sentiment

    Visible after free registration

  • Short Pressure

    Visible after free registration

Register for free

Unlock all 11 scores

  • 5 credits free on registration
  • Access to virtual portfolios and watchlist
  • No credit card, no payment details needed
  • No subscription, no minimum term
  • Our own servers in Germany, no US cloud
Create account →

Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 14/09/2026.

Business model & megatrends

Business model

Average business model without a clear megatrend link or with mixed signals.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

First Commonwealth Financial Corporation is a financial holding company providing a broad spectrum of banking and financial services in the United States. The business model encompasses retail and commercial banking with a focus on deposit accounts, mortgage loans, consumer loans, and commercial loans. Additionally, trust and wealth management services, insurance, and securities trading through brokerage offerings are provided. The revenue structure is primarily based on net interest margins from lending and deposit operations as well as fees from banking and financial services.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Weak
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about First Commonwealth Financial

Analyst assessment of First Commonwealth Financial

PRICE TARGET LOW

US$24.00

CONSENSUS

US$30.00

MEDIAN

US$25.00

PRICE TARGET HIGH

US$48.00

0

STRONG BUY

8

BUY

10

HOLD

0

SELL

0

STRONG SELL

18

TOTAL · Hold

As of: 31/07/2026

ANALYST FIRMRATINGACTIONDATE
Keefe, Bruyette & WoodsMarket Performmaintain31/07/2026
Piper SandlerOverweightmaintain30/07/2026
RBC CapitalOutperformmaintain30/07/2026
Keefe, Bruyette & WoodsMarket Performmaintain29/01/2026
Raymond JamesMarket Perform → Outperformupgrade07/01/2026
Keefe, Bruyette & WoodsMarket Performmaintain02/05/2025 (older than 12 months)
RBC CapitalOutperformmaintain01/05/2025 (older than 12 months)
Stephens & Co.Overweightmaintain06/02/2025 (older than 12 months)

First Commonwealth Financial stock metrics

P/E

12.4

P/B

1.32

EV/EBITDA

17.74

RETURN ON EQUITY

2.8%

NET MARGIN

66.6%

DEBT/EQUITY

0.17

DIVIDEND YIELD

2.7%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

97.3%

FLOAT SHARES

98,349,576

AVG. DAILY VOLUME (30D)

1,018,126

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

Reske James R

OfficerSale69920.51Pre-planned06/10/2026

Reske James R

OfficerSale36620.53Pre-planned06/10/2026

Reske James R

OfficerSale30620.5Pre-planned06/10/2026

Reske James R

OfficerSale20020.54Pre-planned06/10/2026

Reske James R

OfficerSale40120.52Pre-planned06/10/2026
Page 1 / 23

Attention

3 mentions today in US forums, 79% fewer than yesterdayPrice since yesterday: +0.6%

Search (Google Trends)

28/0731/0704/08

Forums (Reddit)

17/0901/1016/10

See the full forum history with Pro.

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
Stonebridge Financial Group, LLC117,022-19,88430/09/2026
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC30,658+9,01530/09/2026
Bill Few Associates, Inc.26,122-4530/09/2026
Assenagon Asset Management S.A.24,436+24,43630/09/2026
State of Alaska, Department of Revenue20,801-16,76230/09/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
07/08/202621/08/2026US$0.142.6 %
08/05/202622/05/2026US$0.142.9 %
06/02/202620/02/2026US$0.142.9 %
07/11/202521/11/2025US$0.143.4 %
08/08/202522/08/2025US$0.143.3 %
Page 1 / 8

Stock splits

DATERATIO
19/11/19992:1
11/02/19942:1

Comparable stocks

Frequently asked questions about First Commonwealth Financial stock

What does First Commonwealth Financial do?

First Commonwealth Financial Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Thomas Michael Price, the company employs around 1,589 people.

The IPO was on 09/06/1992; the stock trades on NYSE under the ticker FCF.

What do analysts say about First Commonwealth Financial stock?

18 analysts rate the stock, the consensus is Hold (as of 31/07/2026).

The average price target is US$30.00, ranging from US$24.00 to US$48.00, with a median of US$25.00.

This is an external assessment, not a statement by Market Jury.

When does First Commonwealth Financial report next?

The next earnings date is 27/10/2026.

Around past earnings, price swings were roughly -12% stronger than usual.

Does First Commonwealth Financial pay a dividend?

Yes. The last dividend was US$0.14 per share, ex-date 07/08/2026, paid on 21/08/2026.

The dividend yield is 2.7% (as of 30/06/2026).

Which stocks are comparable to First Commonwealth Financial?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get First Commonwealth Financial stock analyzed?

Clicking "Analyze stock" lets five strategies assess First Commonwealth Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.