Metrics as of 10/14/2026, 08:55 PM (Berlin time), refresh in progress.
Financial Institutions Stock
Financial Institutions, Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- Martin K. Birmingham
- Employees
- 631
- Market cap
- $773 M
- IPO
- 25/06/1999
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual…
Financial Institutions stock: price history
1D
+1.3%
1W
+0.2%
1M
-4.1%
6M
+14.3%
YTD
+25.6%
1Y
+45.1%
2Y
+51.3%
5Y
+23.7%
10Y
+47.2%
Next earnings date
Next earnings date
29/10/2026 (in 12 days)
Volatility around earnings
~11% weaker price swings than usual
Financial Institutions stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 09/10/2026.
Business model & megatrends
Business model with weaknesses or early megatrend headwind.
2 more assignments (Enabler/Second row) Pro-only.
Financial Institutions, Inc. is a banking sector company headquartered in New York that provides financial services to retail customers, businesses, and municipalities. The business model encompasses traditional deposit operations through various account offerings such as checking and savings accounts as well as money market accounts. In the lending sector, the company covers a broad spectrum ranging from commercial loans and residential mortgages to various consumer credit products. The portfolio is complemented by services in wealth management, investment advisory, and retirement savings plans, as well as the operation of a Real Estate Investment Trust for the management of real estate loans.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Weak
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- High
- Customer concentration
- Unknown
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Analyst assessment of Financial Institutions
PRICE TARGET LOW
US$45.00
CONSENSUS
US$45.00
MEDIAN
US$45.00
PRICE TARGET HIGH
US$45.00
0
STRONG BUY
2
BUY
4
HOLD
0
SELL
0
STRONG SELL
6
TOTAL · Hold
As of: 03/08/2026
Financial Institutions stock metrics
P/E
9.59
P/B
1.2
EV/EBITDA
17.63
RETURN ON EQUITY
3.3%
NET MARGIN
69.3%
DEBT/EQUITY
0.45
DIVIDEND YIELD
3.2%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
87.9%
FLOAT SHARES
17,328,591
AVG. DAILY VOLUME (30D)
126,288
Insider transactions (SEC)
JONES BLAKE G
JONES BLAKE G
Zupan Mark
DORN ANDREW W JR
Zupan Mark
Institutional holders
Dividends
Comparable stocks
Frequently asked questions about Financial Institutions stock
What does Financial Institutions do?
Financial Institutions, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is Martin K. Birmingham, the company employs around 631 people.
The IPO was on 25/06/1999; the stock trades on NASDAQ under the ticker FISI.
What do analysts say about Financial Institutions stock?
6 analysts rate the stock, the consensus is Hold (as of 03/08/2026).
The average price target is US$45.00, ranging from US$45.00 to US$45.00, with a median of US$45.00.
This is an external assessment, not a statement by Market Jury.
When does Financial Institutions report next?
The next earnings date is 29/10/2026.
Around past earnings, price swings were roughly -11% stronger than usual.
Does Financial Institutions pay a dividend?
Yes. The last dividend was US$0.32 per share, ex-date 15/09/2026, paid on 02/10/2026.
The dividend yield is 3.2% (as of 30/06/2026).
Which stocks are comparable to Financial Institutions?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Financial Institutions stock analyzed?
Clicking "Analyze stock" lets five strategies assess Financial Institutions against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.