Metrics as of 10/17/2026, 06:37 AM (Berlin time), refresh in progress.
Franklin Financial Services Stock
Franklin Financial Services Corporation
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- Craig W. Best
- Employees
- 306
- Market cap
- $282 M
- IPO
- 06/04/1994
Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and…
Franklin Financial Services stock: price history
1D
-0.1%
1W
+0.2%
1M
-1.2%
6M
+7.3%
YTD
+25.0%
1Y
+43.5%
2Y
+107.1%
5Y
+95.3%
10Y
+157.7%
Next earnings date
Next earnings date
27/10/2026 (in 10 days)
Volatility around earnings
~3% weaker price swings than usual
Franklin Financial Services stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 10/09/2026.
Business model & megatrends
Robust business model that benefits noticeably from at least one megatrend.
1 more assignment (Enabler/Second row) Pro-only.
FRAF operates as the parent company of Farmers and Merchants Trust Company of Chambersburg and provides a broad range of financial services in the U.S. state of Pennsylvania. The business model encompasses traditional retail and commercial banking, including deposits and an extensive lending portfolio with a focus on commercial real estate, agricultural, and personal financing. A substantial portion of business volume is derived from wealth management and trust services such as estate planning, the administration of investment funds and pension plans, as well as custodial services. Through a subsidiary, the company is also active in the venture capital sector.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Weak
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- High
- Customer concentration
- Low
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Franklin Financial Services stock metrics
P/E
11.41
P/B
1.54
EV/EBITDA
9.22
RETURN ON EQUITY
3.6%
NET MARGIN
19.4%
DEBT/EQUITY
1.17
DIVIDEND YIELD
2.1%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
92.7%
FLOAT SHARES
4,172,978
AVG. DAILY VOLUME (30D)
40,875
Insider transactions (SEC)
Duffey Gregory A
Snook Gregory I
Craig Kevin W
ELLIOTT G WARREN
Fisher Daniel J
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about Franklin Financial Services stock
What does Franklin Financial Services do?
Franklin Financial Services Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is Craig W. Best, the company employs around 306 people.
The IPO was on 06/04/1994; the stock trades on NASDAQ under the ticker FRAF.
When does Franklin Financial Services report next?
The next earnings date is 27/10/2026.
Around past earnings, price swings were roughly -3% stronger than usual.
Does Franklin Financial Services pay a dividend?
Yes. The last dividend was US$0.34 per share, ex-date 07/08/2026, paid on 26/08/2026.
The dividend yield is 2.1% (as of 30/06/2026).
Which stocks are comparable to Franklin Financial Services?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Franklin Financial Services stock analyzed?
Clicking "Analyze stock" lets five strategies assess Franklin Financial Services against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.