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Metrics as of 10/16/2026, 08:06 PM (Berlin time), refresh in progress.

First United Stock

First United Corporation

FUNCNASDAQMarkt
US$44.24
+0.7% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Jason Rush
Employees
329
Market cap
$286 M
IPO
03/09/1992

First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market…

First United stock: price history

16/10/25+29.7 %16/10/26

1D

+0.7%

1W

+2.5%

1M

+1.7%

6M

+17.6%

YTD

+18.2%

1Y

+29.7%

2Y

+39.6%

5Y

+142.8%

10Y

+274.9%

Next earnings date

Next earnings date

26/10/2026 (in 9 days)

Volatility around earnings

~21% weaker price swings than usual

First United stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 10/09/2026.

Business model & megatrends

Business model

Business model with weaknesses or early megatrend headwind.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

First United Corporation serves as a holding company for First United Bank and Trust, offering a broad range of financial services in Maryland and West Virginia. The business model encompasses traditional banking with deposit and lending products for retail and commercial customers, as well as specialized services in the field of trust administration. The revenue structure shows strong weighting in trust services, complemented by fees from debit card usage, account maintenance fees, and brokerage commissions. The offering ranges from classic loans such as real estate and auto loans through cash management programs to complex estate planning and wealth management.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Weak
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about First United

Analyst assessment of First United

PRICE TARGET LOW

US$49.00

CONSENSUS

US$49.50

MEDIAN

US$49.50

PRICE TARGET HIGH

US$50.00

0

STRONG BUY

1

BUY

0

HOLD

0

SELL

0

STRONG SELL

1

TOTAL · Buy

As of: 01/07/2026

ANALYST FIRMRATINGACTIONDATE
Raymond JamesOutperformmaintain01/07/2026
Raymond JamesOutperformmaintain07/07/2022 (older than 12 months)
Raymond JamesOutperformmaintain26/04/2022 (older than 12 months)
Raymond JamesOutperformmaintain08/02/2022 (older than 12 months)
Raymond JamesOutperformmaintain27/05/2021 (older than 12 months)

First United stock metrics

P/E

11.43

P/B

1.34

EV/EBITDA

8.38

RETURN ON EQUITY

2.7%

NET MARGIN

18.0%

DEBT/EQUITY

0.48

DIVIDEND YIELD

2.4%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

91.9%

FLOAT SHARES

5,933,786

AVG. DAILY VOLUME (30D)

35,054

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

Stuck Steven Richard

DirectorGrant784–Spontaneous08/10/2026

Bender Shawn Robert

DirectorGrant784–Spontaneous08/10/2026

Beitzel Nina Andreya

DirectorGrant784–Spontaneous08/10/2026

Boal Brian R.

DirectorPurchase7445.84Spontaneous05/08/2026

Rush Jason Barry

OfficerPurchase6445.84Spontaneous05/08/2026
Page 1 / 7

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
AdvisorNet Financial, Inc0-89630/09/2026
BlackRock, Inc.456,248+65,33530/06/2026
DIMENSIONAL FUND ADVISORS LP361,916+97430/06/2026
VANGUARD CAPITAL MANAGEMENT LLC269,289+33230/06/2026
GENDELL JEFFREY L178,352+030/06/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
19/10/202602/11/2026US$0.282.4 %
20/07/202603/08/2026US$0.262.3 %
17/04/202601/05/2026US$0.262.7 %
16/01/202602/02/2026US$0.262.5 %
17/10/202503/11/2025US$0.262.7 %
Page 1 / 8

Stock splits

DATERATIO
13/03/199621:20
09/02/19943:2
16/06/19932:1

Comparable stocks

Frequently asked questions about First United stock

What does First United do?

First United Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Jason Rush, the company employs around 329 people.

The IPO was on 03/09/1992; the stock trades on NASDAQ under the ticker FUNC.

What do analysts say about First United stock?

1 analysts rate the stock, the consensus is Buy (as of 01/07/2026).

The average price target is US$49.50, ranging from US$49.00 to US$50.00, with a median of US$49.50.

This is an external assessment, not a statement by Market Jury.

When does First United report next?

The next earnings date is 26/10/2026.

Around past earnings, price swings were roughly -21% stronger than usual.

Does First United pay a dividend?

Yes. The last dividend was US$0.28 per share, ex-date 19/10/2026, paid on 02/11/2026.

The dividend yield is 2.4% (as of 30/06/2026).

Which stocks are comparable to First United?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get First United stock analyzed?

Clicking "Analyze stock" lets five strategies assess First United against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.