Independent Bank Stock
Independent Bank Corporation
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- William Bradford Kessel
- Employees
- 781
- Market cap
- $733 M
- IPO
- 04/09/1985
As the holding company for Independent Bank, Independent Bank Corporation provides diverse banking services to both individual consumers and businesses. Its comprehensive suite of offerings includes checking and savings accounts, commercial lending, direct and indirect consumer financing, and mortgage solutions, along…
Independent Bank stock: price history
1D
+0.9%
1W
+0.7%
1M
-2.4%
6M
+2.3%
YTD
+9.4%
1Y
+15.5%
2Y
+2.4%
5Y
+62.3%
10Y
+113.9%
Next earnings date
Next earnings date
27/10/2026 (in 10 days)
Volatility around earnings
~45% weaker price swings than usual
Pattern chart
Pattern detected by the Market Jury detector vdouble-bottom-top-v1.0 on 13/10/26. Not a buy or sell signal.Beta
What does this mean?
Double top
BearishThe price failed at a similar high twice, with a pullback in between. This M-shaped pattern is a classic reversal signal from an uptrend into a downtrend.
Chart patterns are a purely technical signal derived from price action. At Market Jury they do not feed into the agents' buy or sell decisions, they are supplementary information only.
Independent Bank stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 15/09/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
2 more assignments (Enabler/Second row) Pro-only.
Independent Bank Corporation operates as a holding company for Independent Bank, serving both retail and commercial customers in Michigan and Ohio. Its service portfolio ranges from traditional banking operations such as account management, mortgages, and lending to insurance services, title insurance, and investment services. Revenue streams comprise interest margins as well as various fees from payment services and commissions from financial and insurance advisory services.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- High
- Customer concentration
- Unknown
Ask the agents about Independent Bank
Analyst assessment of Independent Bank
PRICE TARGET LOW
US$37.00
CONSENSUS
US$39.50
MEDIAN
US$39.50
PRICE TARGET HIGH
US$42.00
0
STRONG BUY
3
BUY
5
HOLD
0
SELL
0
STRONG SELL
8
TOTAL · Hold
As of: 02/10/2026
Independent Bank stock metrics
P/E
10.23
P/B
1.39
EV/EBITDA
8.86
RETURN ON EQUITY
3.6%
NET MARGIN
22.8%
DEBT/EQUITY
0.32
DIVIDEND YIELD
3.1%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
97.2%
FLOAT SHARES
20,021,544
AVG. DAILY VOLUME (30D)
197,344
Insider transactions (SEC)
Boer William J
Kessel William B
Kessel William B
Kessel William B
Kessel William B
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about Independent Bank stock
What does Independent Bank do?
Independent Bank Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is William Bradford Kessel, the company employs around 781 people.
The IPO was on 04/09/1985; the stock trades on NASDAQ under the ticker IBCP.
What do analysts say about Independent Bank stock?
8 analysts rate the stock, the consensus is Hold (as of 02/10/2026).
The average price target is US$39.50, ranging from US$37.00 to US$42.00, with a median of US$39.50.
This is an external assessment, not a statement by Market Jury.
When does Independent Bank report next?
The next earnings date is 27/10/2026.
Around past earnings, price swings were roughly -45% stronger than usual.
Does Independent Bank pay a dividend?
Yes. The last dividend was US$0.28 per share, ex-date 04/08/2026, paid on 14/08/2026.
The dividend yield is 3.1% (as of 30/06/2026).
Which stocks are comparable to Independent Bank?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Independent Bank stock analyzed?
Clicking "Analyze stock" lets five strategies assess Independent Bank against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.