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Joint Stock Company Kaspi.kz Stock

Joint Stock Company Kaspi.kz

KSPINASDAQBeobachtung
US$93.18
-1.8% today

Company data

Sector
Technology
Industry
Software - Infrastructure
Country
Kazakhstan
CEO
Mikheil N. Lomtadze
Employees
14,008
Market cap
$17.7 B
IPO
19/01/2024

Joint Stock Company Kaspi.kz is a technology company based in Almaty, Kazakhstan. The company operates through its subsidiaries to provide a comprehensive suite of digital services encompassing payments, e-commerce, and financial technology for both individual consumers and a diverse range of merchants. Its operations…

Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.

Joint Stock Company Kaspi.kz stock: price history

16/10/25+26.1 %16/10/26

1D

-1.8%

1W

+0.2%

1M

-4.7%

6M

+9.7%

YTD

+19.3%

1Y

+26.1%

2Y

-14.0%

5Y

–

10Y

–

Next earnings date

Next earnings date

09/11/2026 (in 23 days)

Volatility around earnings

~42% stronger price swings than usual

Pattern chart

Pattern detected by the Market Jury detector vdouble-bottom-top-v1.0 on 12/10/26. Not a buy or sell signal.Beta

What does this mean?

Double bottom

Bullish

The price bounced off a similar low twice, with a rally in between. This W-shaped pattern is a classic reversal signal from a downtrend into an uptrend.

Chart patterns are a purely technical signal derived from price action. At Market Jury they do not feed into the agents' buy or sell decisions, they are supplementary information only.

Joint Stock Company Kaspi.kz stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.

Business model & megatrends

Business model

Robust business model that benefits noticeably from at least one megatrend.

Why this value? Details with Pro only.

1 more assignment (Enabler/Second row) Pro-only.

Kaspi.kz operates a digital ecosystem in Kazakhstan based on three core platforms: payments, marketplace, and fintech. Through an integrated super app, the company provides services to retail and commercial users, ranging from cashless transactions and peer-to-peer payments to e-commerce and travel bookings, as well as financial products such as loans and savings accounts. By linking these various segments, the company creates high user engagement and integrated value chains for merchants. The use of proprietary data within the ecosystem supports strategic decision-making across all business divisions.

Revenue model
Mixed
Recurring revenue
High
Pricing power
Weak
Moat
Wide
Moat type
Network effects
Capital intensity
Medium
Customer concentration
Low

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Analyst assessment of Joint Stock Company Kaspi.kz

PRICE TARGET LOW

US$100.00

CONSENSUS

US$107.50

MEDIAN

US$107.50

PRICE TARGET HIGH

US$115.00

0

STRONG BUY

1

BUY

2

HOLD

0

SELL

0

STRONG SELL

3

TOTAL · Hold

As of: 25/08/2026

ANALYST FIRMRATINGACTIONDATE
Wolfe ResearchOutperformmaintain25/08/2026
SusquehannaNeutralmaintain12/08/2026
JP MorganOverweight → Neutraldowngrade20/08/2025 (older than 12 months)
JP MorganOverweightmaintain01/08/2025 (older than 12 months)
SusquehannaPositivemaintain13/05/2025 (older than 12 months)
JP MorganOverweightmaintain02/12/2024 (older than 12 months)
JP MorganOverweightmaintain20/08/2024 (older than 12 months)

Joint Stock Company Kaspi.kz stock metrics

P/E

7.7

P/B

3.04

EV/EBITDA

4.44

RETURN ON EQUITY

9.7%

NET MARGIN

23.3%

DEBT/EQUITY

0.46

DIVIDEND YIELD

6.1%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

81.0%

FLOAT SHARES

153,914,670

AVG. DAILY VOLUME (30D)

566,629

Dividends

EX-DATEPAY DATEAMOUNTYIELD
10/09/202617/09/2026US$2.175.9 %
12/06/202618/06/2026US$1.744.4 %
16/04/202622/04/2026US$1.792.2 %
20/11/202426/11/2024US$1.716.9 %
22/08/202428/08/2024US$1.776 %
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Comparable stocks

Frequently asked questions about Joint Stock Company Kaspi.kz stock

What does Joint Stock Company Kaspi.kz do?

Joint Stock Company Kaspi.kz is a company in the Technology sector, Software - Infrastructure industry, headquartered in Kazakhstan.

The CEO is Mikheil N. Lomtadze, the company employs around 14,008 people.

The IPO was on 19/01/2024; the stock trades on NASDAQ under the ticker KSPI.

What do analysts say about Joint Stock Company Kaspi.kz stock?

3 analysts rate the stock, the consensus is Hold (as of 25/08/2026).

The average price target is US$107.50, ranging from US$100.00 to US$115.00, with a median of US$107.50.

This is an external assessment, not a statement by Market Jury.

When does Joint Stock Company Kaspi.kz report next?

The next earnings date is 09/11/2026.

Around past earnings, price swings were roughly 42% stronger than usual.

Does Joint Stock Company Kaspi.kz pay a dividend?

Yes. The last dividend was US$2.17 per share, ex-date 10/09/2026, paid on 17/09/2026.

The dividend yield is 6.1% (as of 30/06/2026).

Which stocks are comparable to Joint Stock Company Kaspi.kz?

Comparable stocks include Microsoft, Palantir Technologies, Oracle, Palo Alto Networks, CrowdStrike Holdings, Fortinet, Cloudflare and Synopsys.

How can I get Joint Stock Company Kaspi.kz stock analyzed?

Clicking "Analyze stock" lets five strategies assess Joint Stock Company Kaspi.kz against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.