Metrics as of 10/13/2026, 06:45 PM (Berlin time), refresh in progress.
Live Oak Bancshares Stock
Live Oak Bancshares, Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- James S. Mahan
- Employees
- 1,027
- Market cap
- $1.6 B
- IPO
- 23/07/2015
Live Oak Bancshares, Inc., headquartered in Wilmington, functions as the parent entity for Live Oak Banking Company. Operating within the Financial Services sector and categorized under Banks - Regional, the company provides a comprehensive array of commercial banking solutions to individuals, small enterprises, and…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
Live Oak Bancshares stock: price history
1D
-0.3%
1W
-5.0%
1M
-11.6%
6M
-5.3%
YTD
+1.0%
1Y
-2.6%
2Y
-26.6%
5Y
-48.0%
10Y
+139.8%
Next earnings date
Next earnings date
21/10/2026 (in 4 days)
Volatility around earnings
~45% stronger price swings than usual
Live Oak Bancshares stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
2 more assignments (Enabler/Second row) Pro-only.
Live Oak Bancshares, Inc. provides various banking services across the United States. Its portfolio encompasses deposit products as well as loans for commercial purposes, construction projects, and real estate developers. Additionally, the company operates in specialized areas such as the administration of government-guaranteed loans, asset management for high-net-worth individuals, and advisory services for investment funds that invest venture capital in fintech companies.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- High
- Customer concentration
- Unknown
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Analyst assessment of Live Oak Bancshares
PRICE TARGET LOW
US$38.00
CONSENSUS
US$41.50
MEDIAN
US$41.50
PRICE TARGET HIGH
US$45.00
0
STRONG BUY
6
BUY
4
HOLD
0
SELL
0
STRONG SELL
10
TOTAL · Buy
As of: 07/10/2026
Live Oak Bancshares stock metrics
P/E
12.04
P/B
1.22
EV/EBITDA
9.88
RETURN ON EQUITY
2.8%
NET MARGIN
13.5%
DEBT/EQUITY
0.08
DIVIDEND YIELD
0.3%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
77.8%
FLOAT SHARES
35,988,076
AVG. DAILY VOLUME (30D)
222,699
Insider transactions (SEC)
MAHAN JAMES S III
MAHAN JAMES S III
MAHAN JAMES S III
Bradford Tonya Williams
WILLIAMS WILLIAM L. III
Attention
1 mention today in US forums, about the same as yesterdayPrice since yesterday: -0.3%
Forums (Reddit)
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Dividends
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Comparable stocks
Frequently asked questions about Live Oak Bancshares stock
What does Live Oak Bancshares do?
Live Oak Bancshares, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is James S. Mahan, the company employs around 1,027 people.
The IPO was on 23/07/2015; the stock trades on NYSE under the ticker LOB.
What do analysts say about Live Oak Bancshares stock?
10 analysts rate the stock, the consensus is Buy (as of 07/10/2026).
The average price target is US$41.50, ranging from US$38.00 to US$45.00, with a median of US$41.50.
This is an external assessment, not a statement by Market Jury.
When does Live Oak Bancshares report next?
The next earnings date is 21/10/2026.
Around past earnings, price swings were roughly 45% stronger than usual.
Does Live Oak Bancshares pay a dividend?
Yes. The last dividend was US$0.03 per share, ex-date 01/09/2026, paid on 15/09/2026.
The dividend yield is 0.3% (as of 30/06/2026).
Which stocks are comparable to Live Oak Bancshares?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Live Oak Bancshares stock analyzed?
Clicking "Analyze stock" lets five strategies assess Live Oak Bancshares against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.