Metrics as of 10/17/2026, 01:02 AM (Berlin time), refresh in progress.
Mechanics Bank Stock
Mechanics Bank
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- C. J. Johnson
- Employees
- 1,756
- Market cap
- $3.2 B
- IPO
- 01/05/2007
Mechanics Bank is a financial services company based in Walnut Creek, USA. Founded in 1905, the institution provides a comprehensive suite of financial solutions catering to individual clients as well as small and mid-sized businesses. Its core offerings include various checking and savings accounts alongside an…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
Mechanics Bank stock: price history
1D
+0.1%
1W
+0.6%
1M
-6.4%
6M
-7.5%
YTD
-1.9%
1Y
+9.8%
2Y
-7.2%
5Y
-66.2%
10Y
-41.5%
Next earnings date
Next earnings date
28/10/2026 (in 11 days)
Volatility around earnings
~154% stronger price swings than usual
Mechanics Bank stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 16/09/2026.
Business model & megatrends
Robust business model that benefits noticeably from at least one megatrend.
3 more assignments (Enabler/Second row) Pro-only.
Mechanics Bank is a regional California bank providing financial services to retail customers, as well as small and medium-sized enterprises. The business model is primarily based on net interest margin through deposit accounts and a broad range of lending products, including residential mortgages, auto loans, commercial loans, and SBA loans. Additionally, the bank offers cash management services, payment processing, merchant services, as well as specialized wealth management with a focus on trust, estate, and investment management. The company operates a network of 115 branches in strategically important California regions such as San Francisco, Los Angeles, and the Central Valley.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- Narrow
- Moat type
- Network effects
- Capital intensity
- High
- Customer concentration
- Unknown
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Analyst assessment of Mechanics Bank
PRICE TARGET LOW
US$17.00
CONSENSUS
US$17.00
MEDIAN
US$17.00
PRICE TARGET HIGH
US$17.00
0
STRONG BUY
4
BUY
7
HOLD
0
SELL
0
STRONG SELL
11
TOTAL · Hold
As of: 14/10/2026
Mechanics Bank stock metrics
P/E
11.48
P/B
1.24
EV/EBITDA
6.5
RETURN ON EQUITY
2.1%
NET MARGIN
22.0%
DEBT/EQUITY
0.08
DIVIDEND YIELD
10.9%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
17.8%
FLOAT SHARES
39,143,790
AVG. DAILY VOLUME (30D)
546,445
Insider transactions (SEC)
Downer Edward Michael
Crowe Adrienne Y
Downer Edward Michael
Cochran Patricia
Downer Douglas E
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about Mechanics Bank stock
What does Mechanics Bank do?
Mechanics Bank is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is C. J. Johnson, the company employs around 1,756 people.
The IPO was on 01/05/2007; the stock trades on NASDAQ under the ticker MCHB.
What do analysts say about Mechanics Bank stock?
11 analysts rate the stock, the consensus is Hold (as of 14/10/2026).
The average price target is US$17.00, ranging from US$17.00 to US$17.00, with a median of US$17.00.
This is an external assessment, not a statement by Market Jury.
When does Mechanics Bank report next?
The next earnings date is 28/10/2026.
Around past earnings, price swings were roughly 154% stronger than usual.
Does Mechanics Bank pay a dividend?
Yes. The last dividend was US$0.25 per share, ex-date 28/08/2026, paid on 01/09/2026.
The dividend yield is 10.9% (as of 30/06/2026).
Which stocks are comparable to Mechanics Bank?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Mechanics Bank stock analyzed?
Clicking "Analyze stock" lets five strategies assess Mechanics Bank against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.