NBT Bancorp Stock
NBT Bancorp Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- Scott A. Kingsley
- Employees
- 2,303
- Market cap
- $2.6 B
- IPO
- 17/03/1992
NBT Bancorp Inc. is a financial services holding company headquartered in Norwich, New York, founded in 1856. The company operates through three primary segments, which are Banking, Retirement Plan Administration, and All Other. Its comprehensive suite of banking products includes demand deposits, savings accounts,…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
NBT Bancorp stock: price history
1D
+0.3%
1W
+1.6%
1M
-1.5%
6M
+11.4%
YTD
+22.5%
1Y
+28.4%
2Y
+10.2%
5Y
+38.7%
10Y
+53.9%
Next earnings date
Next earnings date
27/10/2026 (in 10 days)
Volatility around earnings
~12% stronger price swings than usual
NBT Bancorp stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Business model with weaknesses or early megatrend headwind.
2 more assignments (Enabler/Second row) Pro-only.
NBT Bancorp Inc. is a U.S. financial holding company that primarily offers banking services in the areas of private banking, corporate banking, and wealth management. The business model encompasses the provision of deposits as well as the disbursement of various types of credit such as mortgages, consumer loans, commercial loans, and agricultural loans. Additionally, the company provides services in the areas of trust, investment advisory, insurance, and the administration of retirement plans. Regional activities focus on several U.S. states in the northeastern United States, including New York and Pennsylvania. The offering is provided through digital channels, telephone, and physical ATMs.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Strong
- Moat
- None
- Moat type
- None
- Capital intensity
- High
- Customer concentration
- Unknown
Ask the agents about NBT Bancorp
Analyst assessment of NBT Bancorp
PRICE TARGET LOW
US$55.00
CONSENSUS
US$56.67
MEDIAN
US$56.00
PRICE TARGET HIGH
US$59.00
0
STRONG BUY
4
BUY
5
HOLD
1
SELL
0
STRONG SELL
10
TOTAL · Hold
As of: 03/08/2026
NBT Bancorp stock metrics
P/E
12.4
P/B
1.37
EV/EBITDA
9.33
RETURN ON EQUITY
2.7%
NET MARGIN
22.5%
DEBT/EQUITY
0.24
DIVIDEND YIELD
3.0%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
98.1%
FLOAT SHARES
50,950,477
AVG. DAILY VOLUME (30D)
342,455
Insider transactions (SEC)
Mahoney Ruth H
Halliday Sarah A
Hoeller Heidi M
Sparks Martin Randolph
WATT JOHN H JR
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about NBT Bancorp stock
What does NBT Bancorp do?
NBT Bancorp Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is Scott A. Kingsley, the company employs around 2,303 people.
The IPO was on 17/03/1992; the stock trades on NASDAQ under the ticker NBTB.
What do analysts say about NBT Bancorp stock?
10 analysts rate the stock, the consensus is Hold (as of 03/08/2026).
The average price target is US$56.67, ranging from US$55.00 to US$59.00, with a median of US$56.00.
This is an external assessment, not a statement by Market Jury.
When does NBT Bancorp report next?
The next earnings date is 27/10/2026.
Around past earnings, price swings were roughly 12% stronger than usual.
Does NBT Bancorp pay a dividend?
Yes. The last dividend was US$0.40 per share, ex-date 01/09/2026, paid on 15/09/2026.
The dividend yield is 3.0% (as of 30/06/2026).
Which stocks are comparable to NBT Bancorp?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get NBT Bancorp stock analyzed?
Clicking "Analyze stock" lets five strategies assess NBT Bancorp against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.