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Nu Holdings Stock

Nu Holdings Ltd.

NUNYSEKern
US$14.56
-1.2% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
Brazil
CEO
David Velez Osorno
Employees
8,037
Market cap
$70.3 B
IPO
09/12/2021

Nu Holdings Ltd. is a digital financial services provider headquartered in São Paulo, operating its platforms primarily in Brazil, Mexico and Colombia, as well as in the USA. The company operates in the Financial Services / Banks - Regional sector and offers a wide range of digital solutions: from credit cards and…

AI-generated company profile based on the figures on this page, last updated on 01/10/2026. Not investment advice.

Nu Holdings stock: price history

16/10/25-1.2 %16/10/26

1D

-1.2%

1W

-9.7%

1M

+5.4%

6M

-5.1%

YTD

-13.0%

1Y

-1.2%

2Y

+3.2%

5Y

–

10Y

–

Next earnings date

Next earnings date

12/11/2026 (in 26 days)

Volatility around earnings

~72% stronger price swings than usual

Nu Holdings stock scores

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  • Quality

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  • Dividend

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  • Growth

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  • Insider

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  • Earnings

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.

Business model & megatrends

Business model

Robust business model that benefits noticeably from at least one megatrend.

Why this value? Details with Pro only.

3 more assignments (Enabler/Second row) Pro-only.

Nu Holdings operates a digital banking platform in Latin America that provides a comprehensive ecosystem of financial and ancillary services. The offering includes prepaid and credit cards, savings accounts, loans, insurance, and an integrated e-commerce marketplace. Additionally, the company offers non-financial services such as mobile contracts through NuCel and travel portals via NuTravel. The business model combines traditional banking services with various transaction, service, and subscription fees within an integrated app environment.

Revenue model
Mixed
Recurring revenue
High
Pricing power
Moderate
Moat
Wide
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

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Analyst assessment of Nu Holdings

PRICE TARGET LOW

US$13.00

CONSENSUS

US$16.53

MEDIAN

US$17.60

PRICE TARGET HIGH

US$19.00

0

STRONG BUY

13

BUY

9

HOLD

1

SELL

0

STRONG SELL

23

TOTAL · Buy

As of: 06/10/2026

ANALYST FIRMRATINGACTIONDATE
JP MorganOverweightmaintain06/10/2026
NeedhamBuymaintain28/09/2026
Itau BBAOutperform → Market Performdowngrade16/09/2026
NeedhamBuymaintain11/09/2026
Wolfe ResearchOutperformmaintain25/08/2026
UBSBuymaintain20/08/2026
SusquehannaNeutralmaintain14/08/2026
NeedhamBuymaintain14/08/2026

Nu Holdings stock metrics

P/E

19.68

P/B

5.34

EV/EBITDA

20.5

RETURN ON EQUITY

8.0%

NET MARGIN

19.2%

DEBT/EQUITY

3.17

DIVIDEND YIELD

0.0%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

74.5%

FLOAT SHARES

3,598,960,447

AVG. DAILY VOLUME (30D)

79,062,511

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

Velez Osorno David

OfficerGrant13,577,733–Spontaneous16/10/2026

Junqueira Cristina Helena Zingaretti

OfficerSale25,00015.01Pre-planned07/10/2026

Wilson Sarah K.

OfficerGrant1,430,908–Spontaneous30/09/2026

LEONE DOUGLAS M

DirectorGrant1,356–Spontaneous26/08/2026

PIACENTINI DIEGO

DirectorGrant1,356–Spontaneous26/08/2026
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Attention

1 mention today in US forums, about the same as yesterdayPrice since yesterday: -1.2%

Search (Google Trends)

18/0902/1017/10

Forums (Reddit)

16/0901/1016/10

See the full forum history with Pro.

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
Assenagon Asset Management S.A.38,263,897+21,405,37430/09/2026
WASATCH ADVISORS LP8,900,972-373,02530/09/2026
Ninety One UK Ltd5,287,386-8,859,50630/09/2026
Perpetual Ltd3,319,585-3,774,78730/09/2026
SALEM INVESTMENT COUNSELORS INC1,857,526-250,74230/09/2026
Page 1 / 3

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Comparable stocks

Frequently asked questions about Nu Holdings stock

What does Nu Holdings do?

Nu Holdings Ltd. is a company in the Financial Services sector, Banks - Regional industry, headquartered in Brazil.

The CEO is David Velez Osorno, the company employs around 8,037 people.

The IPO was on 09/12/2021; the stock trades on NYSE under the ticker NU.

What do analysts say about Nu Holdings stock?

23 analysts rate the stock, the consensus is Buy (as of 06/10/2026).

The average price target is US$16.53, ranging from US$13.00 to US$19.00, with a median of US$17.60.

This is an external assessment, not a statement by Market Jury.

When does Nu Holdings report next?

The next earnings date is 12/11/2026.

Around past earnings, price swings were roughly 72% stronger than usual.

Does Nu Holdings pay a dividend?

No, Nu Holdings currently does not pay a dividend.

Which stocks are comparable to Nu Holdings?

Comparable stocks include Inter & Co, AGI, Mizuho Financial Group, U.S. Bancorp, PNC Financial Services Group, Truist Financial, NatWest Group and Fifth Third Bancorp.

How can I get Nu Holdings stock analyzed?

Clicking "Analyze stock" lets five strategies assess Nu Holdings against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.