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Metrics as of 10/16/2026, 10:20 AM (Berlin time), refresh in progress.

Orrstown Financial Services Stock

Orrstown Financial Services, Inc.

ORRFNASDAQMarkt
US$41.78
+0.7% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Adam L. Metz
Employees
627
Market cap
$822 M
IPO
13/05/1999

Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends…

Orrstown Financial Services stock: price history

16/10/25+30.3 %16/10/26

1D

+0.9%

1W

+2.3%

1M

-0.4%

6M

+6.9%

YTD

+18.2%

1Y

+30.3%

2Y

+11.7%

5Y

+75.3%

10Y

+110.2%

Next earnings date

Next earnings date

20/10/2026 (in 3 days)

Volatility around earnings

~6% stronger price swings than usual

Orrstown Financial Services stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 02/10/2026.

Business model & megatrends

Business model

Average business model without a clear megatrend link or with mixed signals.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

Orrstown Financial Services, Inc. serves as the holding company for Orrstown Bank and offers a comprehensive range of banking and trust solutions across the United States. The business model encompasses traditional banking with various deposit products as well as a broad array of lending options for commercial purposes, real estate financing, and retail customers. Additionally, the company generates significant revenues through trust and investment management services via Orrstown Financial Advisors, fees from deposit accounts, brokerage commissions, and insurance services. The offering ranges from specialized financing such as municipal financing to advisory services in the field of wealth management.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Moderate
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about Orrstown Financial Services

Analyst assessment of Orrstown Financial Services

PRICE TARGET LOW

US$41.00

CONSENSUS

US$41.00

MEDIAN

US$41.00

PRICE TARGET HIGH

US$41.00

0

STRONG BUY

2

BUY

5

HOLD

0

SELL

0

STRONG SELL

7

TOTAL · Hold

As of: 23/07/2026

ANALYST FIRMRATINGACTIONDATE
Keefe, Bruyette & WoodsOutperformmaintain23/07/2026
DA DavidsonNeutralmaintain22/07/2026
Keefe, Bruyette & WoodsOutperformmaintain24/07/2025 (older than 12 months)
Keefe, Bruyette & WoodsOutperformmaintain11/07/2025 (older than 12 months)
Keefe, Bruyette & WoodsOutperformmaintain24/04/2025 (older than 12 months)
Keefe, Bruyette & WoodsOutperformmaintain03/02/2025 (older than 12 months)
Hovde GroupOutperform → Market Performdowngrade13/11/2024 (older than 12 months)
Keefe, Bruyette & WoodsOutperformmaintain18/06/2024 (older than 12 months)

Orrstown Financial Services stock metrics

P/E

8.97

P/B

1.3

EV/EBITDA

8.59

RETURN ON EQUITY

3.4%

NET MARGIN

23.9%

DEBT/EQUITY

0.45

DIVIDEND YIELD

2.8%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

95.4%

FLOAT SHARES

18,756,562

AVG. DAILY VOLUME (30D)

93,672

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

Rice Michael John

DirectorSale2,53043.16Spontaneous07/08/2026

ZULLINGER JOEL R

DirectorGift12043.49Spontaneous03/08/2026

DOLL AMY

OfficerOption exercise57429.92Spontaneous28/07/2026

DOLL AMY

OfficerSale3,00241.61Spontaneous28/07/2026

DOLL AMY

OfficerOption exercise1,54921.23Spontaneous28/07/2026
Page 1 / 5

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC7,214+1,55730/09/2026
Farmers & Merchants Trust Co of Chambersburg PA4,652-87730/09/2026
Versant Capital Management, Inc1,061+030/09/2026
Planning Strategies Inc.515+030/09/2026
GAMMA Investing LLC428+2630/09/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
04/08/202611/08/2026US$0.302.7 %
05/05/202612/05/2026US$0.303.1 %
10/02/202617/02/2026US$0.302.9 %
05/11/202512/11/2025US$0.273.1 %
05/08/202512/08/2025US$0.273.2 %
Page 1 / 8

Stock splits

DATERATIO
23/05/200721:20
01/06/200521:20
11/02/20042:1
08/05/200321:20
30/07/200121:20
Page 1 / 2

Comparable stocks

Frequently asked questions about Orrstown Financial Services stock

What does Orrstown Financial Services do?

Orrstown Financial Services, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Adam L. Metz, the company employs around 627 people.

The IPO was on 13/05/1999; the stock trades on NASDAQ under the ticker ORRF.

What do analysts say about Orrstown Financial Services stock?

7 analysts rate the stock, the consensus is Hold (as of 23/07/2026).

The average price target is US$41.00, ranging from US$41.00 to US$41.00, with a median of US$41.00.

This is an external assessment, not a statement by Market Jury.

When does Orrstown Financial Services report next?

The next earnings date is 20/10/2026.

Around past earnings, price swings were roughly 6% stronger than usual.

Does Orrstown Financial Services pay a dividend?

Yes. The last dividend was US$0.30 per share, ex-date 04/08/2026, paid on 11/08/2026.

The dividend yield is 2.8% (as of 30/06/2026).

Which stocks are comparable to Orrstown Financial Services?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get Orrstown Financial Services stock analyzed?

Clicking "Analyze stock" lets five strategies assess Orrstown Financial Services against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.