Metrics as of 10/17/2026, 01:32 AM (Berlin time), refresh in progress.
Old Second Bancorp Stock
Old Second Bancorp, Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- James L. Eccher
- Employees
- 1,062
- Market cap
- $1.3 B
- IPO
- 16/11/1993
Old Second Bancorp, Inc. serves as the parent holding company for Old Second National Bank and provides a full range of community banking services. Headquartered in Aurora, Illinois, the company was established in 1981. The institution offers a broad spectrum of deposit products, including demand deposits, NOW…
Company description based on the data provider's company data, AI-assisted, created on 17/10/2026. Not investment advice.
Old Second Bancorp stock: price history
1D
+0.1%
1W
+1.1%
1M
-0.4%
6M
+13.5%
YTD
+27.6%
1Y
+48.9%
2Y
+54.3%
5Y
+87.6%
10Y
+207.2%
Next earnings date
Next earnings date
21/10/2026 (in 4 days)
Volatility around earnings
~32% weaker price swings than usual
Old Second Bancorp stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
2 more assignments (Enabler/Second row) Pro-only.
Old Second Bancorp, Inc. serves as the holding company for Old Second National Bank and offers a broad range of financial services in community banking throughout Illinois. The core business encompasses deposit-taking activities through various savings accounts and lending across commercial loans, residential mortgages, consumer loans, and agricultural loans. In addition, the institution provides services such as wealth management, trust services, cash management for business clients, and payment solutions. The customer base comprises individuals, businesses, and nonprofit organizations, served through a network of 63 branches as well as digital channels.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- None
- Moat type
- None
- Capital intensity
- High
- Customer concentration
- Unknown
Ask the agents about Old Second Bancorp
Analyst assessment of Old Second Bancorp
PRICE TARGET LOW
US$30.00
CONSENSUS
US$30.00
MEDIAN
US$30.00
PRICE TARGET HIGH
US$30.00
1
STRONG BUY
4
BUY
1
HOLD
0
SELL
0
STRONG SELL
6
TOTAL · Buy
As of: 06/10/2026
Old Second Bancorp stock metrics
P/E
13.98
P/B
1.41
EV/EBITDA
12.36
RETURN ON EQUITY
3.1%
NET MARGIN
31.7%
DEBT/EQUITY
0.52
DIVIDEND YIELD
1.1%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
79.4%
FLOAT SHARES
40,406,312
AVG. DAILY VOLUME (30D)
551,237
Insider transactions (SEC)
ADAMS BRADLEY S.
Gartelmann Richard A JR
Pilmer Donald
COLLINS GARY S
Eccher James
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about Old Second Bancorp stock
What does Old Second Bancorp do?
Old Second Bancorp, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is James L. Eccher, the company employs around 1,062 people.
The IPO was on 16/11/1993; the stock trades on NASDAQ under the ticker OSBC.
What do analysts say about Old Second Bancorp stock?
6 analysts rate the stock, the consensus is Buy (as of 06/10/2026).
The average price target is US$30.00, ranging from US$30.00 to US$30.00, with a median of US$30.00.
This is an external assessment, not a statement by Market Jury.
When does Old Second Bancorp report next?
The next earnings date is 21/10/2026.
Around past earnings, price swings were roughly -32% stronger than usual.
Does Old Second Bancorp pay a dividend?
Yes. The last dividend was US$0.07 per share, ex-date 31/07/2026, paid on 10/08/2026.
The dividend yield is 1.1% (as of 30/06/2026).
Which stocks are comparable to Old Second Bancorp?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Old Second Bancorp stock analyzed?
Clicking "Analyze stock" lets five strategies assess Old Second Bancorp against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.