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Metrics as of 10/16/2026, 07:57 PM (Berlin time), refresh in progress.

Ponce Financial Group Stock

Ponce Financial Group, Inc.

PDLBNASDAQMarkt
US$20.13
-0.2% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Carlos Naudon
Employees
216
Market cap
$487 M
IPO
02/10/2017

Ponce Financial Group, Inc. serves as the parent organization for Ponce Bank, delivering a broad spectrum of financial offerings and services. The company actively gathers various types of deposits, including checking accounts (such as demand and NOW/IOLA accounts), money market accounts, reciprocal deposits, savings…

Ponce Financial Group stock: price history

16/10/25+43.7 %16/10/26

1D

-0.2%

1W

+0.4%

1M

-1.9%

6M

+12.2%

YTD

+23.2%

1Y

+43.7%

2Y

+69.2%

5Y

+38.1%

10Y

–

Next earnings date

Next earnings date

23/10/2026 (in 6 days)

Volatility around earnings

~36% weaker price swings than usual

Ponce Financial Group stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 02/10/2026.

Business model & megatrends

Business model

Business model with weaknesses or early megatrend headwind.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

Ponce Financial Group, Inc. operates as the parent company of Ponce Bank and provides a comprehensive range of financial services. The business model is fundamentally characterized by net interest income, generated through the spread between the cost of customer deposits (such as checking accounts, savings accounts, and certificates of deposit) and interest income from a broad credit portfolio. The latter comprises residential mortgages, commercial financing, construction loans, and consumer loans. In addition, the company manages an investment portfolio consisting of government securities, mortgage-backed securities, and corporate bonds. Business operations are geographically concentrated in the New York metropolitan area (the Bronx, Manhattan, Queens, Brooklyn) and parts of New Jersey.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Weak
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about Ponce Financial Group

Analyst assessment of Ponce Financial Group

PRICE TARGET LOW

US$24.00

CONSENSUS

US$24.00

MEDIAN

US$24.00

PRICE TARGET HIGH

US$24.00

0

STRONG BUY

1

BUY

0

HOLD

1

SELL

0

STRONG SELL

2

TOTAL · Buy

As of: 31/01/2023

ANALYST FIRMRATINGACTIONDATE
Compass PointBuy → Selldowngrade31/01/2023 (older than 12 months)
Janney Montgomery ScottBuymaintain24/02/2022 (older than 12 months)

Ponce Financial Group stock metrics

P/E

14.18

P/B

0.83

EV/EBITDA

19.54

RETURN ON EQUITY

1.5%

NET MARGIN

16.0%

DEBT/EQUITY

1.16

DIVIDEND YIELD

0.0%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

79.4%

FLOAT SHARES

19,209,305

AVG. DAILY VOLUME (30D)

80,733

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
Daytona Street Capital LLC9,666+030/09/2026
MASSMUTUAL TRUST CO FSB/ADV2,127+030/09/2026
State of Alaska, Department of Revenue939+93930/09/2026
Fortitude Family Office, LLC118+11830/09/2026
Farther Finance Advisors, LLC69+6530/09/2026
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Dividends & Stock splits

DATERATIO
28/01/2022279:200

Comparable stocks

Frequently asked questions about Ponce Financial Group stock

What does Ponce Financial Group do?

Ponce Financial Group, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Carlos Naudon, the company employs around 216 people.

The IPO was on 02/10/2017; the stock trades on NASDAQ under the ticker PDLB.

What do analysts say about Ponce Financial Group stock?

2 analysts rate the stock, the consensus is Buy (as of 31/01/2023).

The average price target is US$24.00, ranging from US$24.00 to US$24.00, with a median of US$24.00.

This is an external assessment, not a statement by Market Jury.

When does Ponce Financial Group report next?

The next earnings date is 23/10/2026.

Around past earnings, price swings were roughly -36% stronger than usual.

Does Ponce Financial Group pay a dividend?

No, Ponce Financial Group currently does not pay a dividend.

Which stocks are comparable to Ponce Financial Group?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get Ponce Financial Group stock analyzed?

Clicking "Analyze stock" lets five strategies assess Ponce Financial Group against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.