Southern First Bancshares Stock
Southern First Bancshares, Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- R. Arthur Seaver Jr.
- Employees
- 315
- Market cap
- $567 M
- IPO
- 28/10/1999
Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail…
Southern First Bancshares stock: price history
1D
+0.0%
1W
+0.3%
1M
-2.4%
6M
+3.5%
YTD
+16.1%
1Y
+45.2%
2Y
+58.8%
5Y
+10.8%
10Y
+123.7%
Next earnings date
Next earnings date
27/10/2026 (in 10 days)
Volatility around earnings
~9% weaker price swings than usual
Southern First Bancshares stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 02/10/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
2 more assignments (Enabler/Second row) Pro-only.
Southern First Bancshares, Inc. serves as the parent company of Southern First Bank and provides financial services to retail and commercial customers in South Carolina, North Carolina, and Georgia. The business model comprises three pillars: commercial and retail banking as well as mortgage services. Revenue generation is primarily based on the interest margin between various deposit products such as checking accounts or certificates of deposit and a broad range of lending offerings, including real estate loans, corporate financing for industries such as manufacturing, and consumer loans. Additionally, the company offers cash management services and digital banking solutions.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Weak
- Moat
- None
- Moat type
- None
- Capital intensity
- High
- Customer concentration
- Unknown
Ask the agents about Southern First Bancshares
Analyst assessment of Southern First Bancshares
PRICE TARGET LOW
US$64.00
CONSENSUS
US$64.00
MEDIAN
US$64.00
PRICE TARGET HIGH
US$64.00
0
STRONG BUY
1
BUY
6
HOLD
0
SELL
0
STRONG SELL
7
TOTAL · Hold
As of: 05/02/2026
Southern First Bancshares stock metrics
P/E
12.64
P/B
1.21
EV/EBITDA
14.89
RETURN ON EQUITY
2.5%
NET MARGIN
18.2%
DEBT/EQUITY
0.62
DIVIDEND YIELD
0.0%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
78.6%
FLOAT SHARES
7,449,441
AVG. DAILY VOLUME (30D)
80,679
Insider transactions (SEC)
ORDERS JAMES B III
Locke Anna T
CUBBAGE LEIGHTON M
CUBBAGE LEIGHTON M
CUBBAGE LEIGHTON M
Institutional holders
Dividends & Stock splits
Comparable stocks
Frequently asked questions about Southern First Bancshares stock
What does Southern First Bancshares do?
Southern First Bancshares, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is R. Arthur Seaver Jr., the company employs around 315 people.
The IPO was on 28/10/1999; the stock trades on NASDAQ under the ticker SFST.
What do analysts say about Southern First Bancshares stock?
7 analysts rate the stock, the consensus is Hold (as of 05/02/2026).
The average price target is US$64.00, ranging from US$64.00 to US$64.00, with a median of US$64.00.
This is an external assessment, not a statement by Market Jury.
When does Southern First Bancshares report next?
The next earnings date is 27/10/2026.
Around past earnings, price swings were roughly -9% stronger than usual.
Does Southern First Bancshares pay a dividend?
No, Southern First Bancshares currently does not pay a dividend.
Which stocks are comparable to Southern First Bancshares?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get Southern First Bancshares stock analyzed?
Clicking "Analyze stock" lets five strategies assess Southern First Bancshares against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.