Metrics as of 10/16/2026, 08:26 AM (Berlin time), refresh in progress.
SmartFinancial Stock
SmartFinancial, Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- William Young Carroll Jr.
- Employees
- 585
- Market cap
- $867 M
- IPO
- 07/10/2003
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development,…
SmartFinancial stock: price history
1D
+0.6%
1W
+1.4%
1M
-1.8%
6M
+19.7%
YTD
+37.1%
1Y
+48.1%
2Y
+63.8%
5Y
+96.2%
10Y
+206.5%
Next earnings date
Next earnings date
19/10/2026 (in 2 days)
Volatility around earnings
~48% weaker price swings than usual
SmartFinancial stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
Visible after free registration
- Growth
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- Insider
Visible after free registration
- Earnings
Visible after free registration
- Revisions
Visible after free registration
- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 21/09/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
2 more assignments (Enabler/Second row) Pro-only.
SmartFinancial, Inc. operates as the parent holding company of SmartBank and provides a broad range of financial services for retail and commercial customers. The business model encompasses deposit services such as checking, savings, and fixed-term deposit accounts, as well as extensive credit facilities in the areas of commercial real estate, residential construction, construction, and commercial loans. Additionally, the company offers wealth management services, insurance, mortgage brokerage, and digital banking solutions. The bank operates regionally in Tennessee, Alabama, and Florida and maintains 41 branches as well as specialized lending offices.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- None
- Moat type
- None
- Capital intensity
- High
- Customer concentration
- Unknown
Ask the agents about SmartFinancial
Analyst assessment of SmartFinancial
PRICE TARGET LOW
US$47.00
CONSENSUS
US$53.00
MEDIAN
US$54.00
PRICE TARGET HIGH
US$58.00
1
STRONG BUY
3
BUY
6
HOLD
0
SELL
0
STRONG SELL
10
TOTAL · Hold
As of: 18/08/2026
SmartFinancial stock metrics
P/E
14.83
P/B
1.48
EV/EBITDA
11.36
RETURN ON EQUITY
2.8%
NET MARGIN
19.0%
DEBT/EQUITY
0.19
DIVIDEND YIELD
0.7%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
88.5%
FLOAT SHARES
15,129,095
AVG. DAILY VOLUME (30D)
115,477
Insider transactions (SEC)
Jordan Rhett D.
Jordan Rhett D.
Jordan Rhett D.
Barrett Victor Lynn
Ackermann Cathy G
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about SmartFinancial stock
What does SmartFinancial do?
SmartFinancial, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is William Young Carroll Jr., the company employs around 585 people.
The IPO was on 07/10/2003; the stock trades on NYSE under the ticker SMBK.
What do analysts say about SmartFinancial stock?
10 analysts rate the stock, the consensus is Hold (as of 18/08/2026).
The average price target is US$53.00, ranging from US$47.00 to US$58.00, with a median of US$54.00.
This is an external assessment, not a statement by Market Jury.
When does SmartFinancial report next?
The next earnings date is 19/10/2026.
Around past earnings, price swings were roughly -48% stronger than usual.
Does SmartFinancial pay a dividend?
Yes. The last dividend was US$0.09 per share, ex-date 31/07/2026, paid on 17/08/2026.
The dividend yield is 0.7% (as of 30/06/2026).
Which stocks are comparable to SmartFinancial?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get SmartFinancial stock analyzed?
Clicking "Analyze stock" lets five strategies assess SmartFinancial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.