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1st Source Stock

1st Source Corporation

SRCENASDAQMarkt
US$85.91
+0.4% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Andrea Gayle Short
Employees
1,190
Market cap
$2.1 B
IPO
12/08/1983

1st Source Corporation is a financial services company based in South Bend, Indiana. Established in 1863, the corporation serves as the parent company of 1st Source Bank and delivers a comprehensive suite of financial solutions to both individual and corporate customers. Its business model encompasses commercial and…

Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.

1st Source stock: price history

16/10/25+49.3 %16/10/26

1D

+0.4%

1W

+2.4%

1M

-0.0%

6M

+15.1%

YTD

+37.5%

1Y

+49.3%

2Y

+39.6%

5Y

+78.8%

10Y

+145.8%

Next earnings date

Next earnings date

22/10/2026 (in 5 days)

Volatility around earnings

~10% weaker price swings than usual

1st Source stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 15/09/2026.

Business model & megatrends

Business model

Business model with weaknesses or early megatrend headwind.

Why this value? Details with Pro only.

3 more assignments (Enabler/Second row) Pro-only.

1st Source Corporation serves as a holding company for 1st Source Bank and offers a broad spectrum of financial services. The business model encompasses retail and commercial banking with products such as deposit accounts, mortgages, and loans for private and business customers, including agricultural and real estate financing. Beyond traditional lending, the company addresses segments such as investment portfolio and estate management through wealth management and trust services. An additional business pillar is the leasing of specialized equipment, such as aircraft and commercial vehicles. The portfolio is complemented by insurance offerings. The company's presence is concentrated across multiple branches in Indiana, Michigan, and Florida.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Weak
Moat
Narrow
Moat type
Regulatory
Capital intensity
High
Customer concentration
Unknown

Ask the agents about 1st Source

Analyst assessment of 1st Source

PRICE TARGET LOW

US$87.00

CONSENSUS

US$93.50

MEDIAN

US$93.50

PRICE TARGET HIGH

US$100.00

0

STRONG BUY

1

BUY

3

HOLD

0

SELL

0

STRONG SELL

4

TOTAL · Hold

As of: 28/07/2026

ANALYST FIRMRATINGACTIONDATE
Piper SandlerOverweightmaintain28/07/2026
DA DavidsonNeutralmaintain27/07/2026
Keefe, Bruyette & WoodsMarket Performmaintain27/07/2026
Piper SandlerOverweightmaintain27/04/2026
DA DavidsonNeutralmaintain27/04/2026
DA DavidsonNeutralmaintain28/01/2026
Piper SandlerOverweightmaintain26/01/2026
DA DavidsonNeutralmaintain28/10/2025

1st Source stock metrics

P/E

12.31

P/B

1.58

EV/EBITDA

8.61

RETURN ON EQUITY

3.6%

NET MARGIN

30.5%

DEBT/EQUITY

0.22

DIVIDEND YIELD

2.0%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

73.7%

FLOAT SHARES

17,751,008

AVG. DAILY VOLUME (30D)

111,248

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

Bauer Brett A.

OfficerSale50087.89Spontaneous10/08/2026

OZARK TIMOTHY K

DirectorGrant21189.76Spontaneous06/08/2026

AFFLECK-GRAVES JOHN F

DirectorGrant23989.76Spontaneous06/08/2026

SHREWSBURY RONDA

DirectorGrant17889.76Spontaneous06/08/2026

Schurz Todd F.

DirectorGrant15589.76Spontaneous06/08/2026
Page 1 / 5

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
Ellsworth Advisors, LLC11,809+14130/09/2026
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC6,455+51330/09/2026
Hennion & Walsh Asset Management, Inc.4,524-5630/09/2026
CX Institutional1,031+530/09/2026
State of Alaska, Department of Revenue899-8330/09/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
04/08/202614/08/2026US$0.451.8 %
05/05/202615/05/2026US$0.432.2 %
03/02/202613/02/2026US$0.402.3 %
04/11/202514/11/2025US$0.402.5 %
05/08/202515/08/2025US$0.382.5 %
Page 1 / 8

Stock splits

DATERATIO
03/08/201511:10
03/08/200611:10
02/05/200121:20
02/08/200021:20
02/02/199911:10
Page 1 / 4

Comparable stocks

Frequently asked questions about 1st Source stock

What does 1st Source do?

1st Source Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Andrea Gayle Short, the company employs around 1,190 people.

The IPO was on 12/08/1983; the stock trades on NASDAQ under the ticker SRCE.

What do analysts say about 1st Source stock?

4 analysts rate the stock, the consensus is Hold (as of 28/07/2026).

The average price target is US$93.50, ranging from US$87.00 to US$100.00, with a median of US$93.50.

This is an external assessment, not a statement by Market Jury.

When does 1st Source report next?

The next earnings date is 22/10/2026.

Around past earnings, price swings were roughly -10% stronger than usual.

Does 1st Source pay a dividend?

Yes. The last dividend was US$0.45 per share, ex-date 04/08/2026, paid on 14/08/2026.

The dividend yield is 2.0% (as of 30/06/2026).

Which stocks are comparable to 1st Source?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get 1st Source stock analyzed?

Clicking "Analyze stock" lets five strategies assess 1st Source against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.