MegatrendsMegatrends: not the usual suspects, but who actually profits.View megatrends →

Metrics as of 10/13/2026, 06:40 PM (Berlin time), refresh in progress.

First Financial Stock

First Financial Corporation

THFFNASDAQMarkt
US$72.89
-1.0% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Norman D. Lowery
Employees
946
Market cap
$867 M
IPO
02/03/1992

First Financial Corporation operates as the bank holding company for First Financial Bank N.A. that provides various financial services for individuals and businesses in west-central Indiana, east-central Illinois, western Kentucky, central and eastern Tennessee, and northern Georgia in the United States. The company…

First Financial stock: price history

13/10/25+37.5 %13/10/26

1D

-0.9%

1W

-1.9%

1M

-6.2%

6M

+9.4%

YTD

+20.8%

1Y

+37.5%

2Y

+69.6%

5Y

+68.4%

10Y

+83.4%

Next earnings date

Next earnings date

27/10/2026 (in 10 days)

Volatility around earnings

~23% weaker price swings than usual

First Financial stock scores

  • Valuation

    Visible after free registration

  • Trend

    Visible after free registration

  • Quality

    Visible after free registration

  • Dividend

    Visible after free registration

  • Growth

    Visible after free registration

  • Insider

    Visible after free registration

  • Earnings

    Visible after free registration

  • Revisions

    Visible after free registration

  • Sentiment

    Visible after free registration

  • Short Pressure

    Visible after free registration

Register for free

Unlock all 11 scores

  • 5 credits free on registration
  • Access to virtual portfolios and watchlist
  • No credit card, no payment details needed
  • No subscription, no minimum term
  • Our own servers in Germany, no US cloud
Create account →

Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 15/09/2026.

Business model & megatrends

Business model

Robust business model that benefits noticeably from at least one megatrend.

Why this value? Details with Pro only.

1 more assignment (Enabler/Second row) Pro-only.

First Financial Corporation is a bank holding company for First Financial Bank N.A., which provides financial services across multiple U.S. states including Indiana, Illinois, Kentucky, Tennessee, and Georgia. The portfolio encompasses deposits, various credit products - including real estate, personal, and commercial loans as well as auto loans - and lease financing. Additionally, wealth services, trust accounts, and payment processing services for businesses, along with digital banking services are provided. The revenue structure of the reported segments demonstrates substantial weighting toward asset management fees and interchange income.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Moderate
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about First Financial

Analyst assessment of First Financial

PRICE TARGET LOW

US$85.00

CONSENSUS

US$87.50

MEDIAN

US$87.50

PRICE TARGET HIGH

US$90.00

0

STRONG BUY

1

BUY

3

HOLD

0

SELL

0

STRONG SELL

4

TOTAL · Hold

As of: 28/08/2026

ANALYST FIRMRATINGACTIONDATE
Keefe, Bruyette & WoodsMarket Performmaintain28/08/2026
Keefe, Bruyette & WoodsMarket Performmaintain30/07/2026
Keefe, Bruyette & WoodsMarket Performmaintain05/05/2026
Keefe, Bruyette & WoodsMarket Performmaintain30/10/2025
Keefe, Bruyette & WoodsMarket Performmaintain23/07/2025 (older than 12 months)
Raymond JamesOutperform → Market Performdowngrade08/07/2025 (older than 12 months)
Janney Montgomery ScottNeutral → Buyupgrade24/02/2025 (older than 12 months)
Keefe, Bruyette & WoodsMarket Performmaintain06/02/2025 (older than 12 months)

First Financial stock metrics

P/E

10.21

P/B

1.28

EV/EBITDA

13.01

RETURN ON EQUITY

3.4%

NET MARGIN

24.0%

DEBT/EQUITY

0.89

DIVIDEND YIELD

3.1%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

95.0%

FLOAT SHARES

11,291,474

AVG. DAILY VOLUME (30D)

120,238

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

McDonald James O

DirectorPurchase8475Spontaneous17/07/2026

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
Valeo Financial Advisors, LLC22,272-530/09/2026
Versant Capital Management, Inc643+030/09/2026
Farther Finance Advisors, LLC261-2130/09/2026
GAMMA Investing LLC167+2930/09/2026
MASSMUTUAL TRUST CO FSB/ADV76-4930/09/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
01/10/202615/10/2026US$0.563 %
01/07/202615/07/2026US$0.562.8 %
01/04/202615/04/2026US$0.563.4 %
02/01/202615/01/2026US$0.563.5 %
01/10/202515/10/2025US$0.513.7 %
Page 1 / 8

Stock splits

DATERATIO
16/10/20032:1
07/01/199821:20
14/06/199621:20
16/06/199521:20
25/10/19932:1

Comparable stocks

Frequently asked questions about First Financial stock

What does First Financial do?

First Financial Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Norman D. Lowery, the company employs around 946 people.

The IPO was on 02/03/1992; the stock trades on NASDAQ under the ticker THFF.

What do analysts say about First Financial stock?

4 analysts rate the stock, the consensus is Hold (as of 28/08/2026).

The average price target is US$87.50, ranging from US$85.00 to US$90.00, with a median of US$87.50.

This is an external assessment, not a statement by Market Jury.

When does First Financial report next?

The next earnings date is 27/10/2026.

Around past earnings, price swings were roughly -23% stronger than usual.

Does First Financial pay a dividend?

Yes. The last dividend was US$0.56 per share, ex-date 01/10/2026, paid on 15/10/2026.

The dividend yield is 3.1% (as of 30/06/2026).

Which stocks are comparable to First Financial?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get First Financial stock analyzed?

Clicking "Analyze stock" lets five strategies assess First Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.