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United Bankshares Stock

United Bankshares, Inc.

UBSINASDAQMarkt
US$46.69
+0.2% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
United States
CEO
Richard Matthew Adams Jr.
Employees
2,694
Market cap
$6.4 B
IPO
04/06/1987

United Bankshares, Inc. is a financial services company headquartered in Charleston, West Virginia, operating as a prominent financial holding company. Founded in 1982, the company offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States. Its…

Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.

United Bankshares stock: price history

16/10/25+35.7 %16/10/26

1D

-0.1%

1W

+2.5%

1M

-1.6%

6M

+5.2%

YTD

+21.3%

1Y

+35.7%

2Y

+21.0%

5Y

+28.5%

10Y

+25.2%

Next earnings date

Next earnings date

22/10/2026 (in 5 days)

Volatility around earnings

~12% weaker price swings than usual

United Bankshares stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 15/09/2026.

Business model & megatrends

Business model

Average business model without a clear megatrend link or with mixed signals.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

United Bankshares, Inc. operates a comprehensive banking business in the United States, with a primary focus on Community Banking and Mortgage Banking. The business model encompasses deposit-taking as well as lending to retail and commercial customers, with revenues primarily generated through interest margins on mortgages, credit cards, and various standard loans. Additionally, the company generates revenue through trust services, wealth management, financial planning services, and real estate title insurance. With a branch network across multiple states, the group serves both retail and commercial customer needs.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Weak
Moat
Narrow
Moat type
Regulatory
Capital intensity
High
Customer concentration
Unknown

Ask the agents about United Bankshares

Analyst assessment of United Bankshares

PRICE TARGET LOW

US$49.00

CONSENSUS

US$49.50

MEDIAN

US$49.50

PRICE TARGET HIGH

US$50.00

0

STRONG BUY

2

BUY

8

HOLD

1

SELL

0

STRONG SELL

11

TOTAL · Hold

As of: 27/07/2026

ANALYST FIRMRATINGACTIONDATE
Keefe, Bruyette & WoodsMarket Performmaintain27/07/2026
Raymond JamesOutperformmaintain01/07/2026
Keefe, Bruyette & WoodsMarket Performmaintain26/01/2026
Stephens & Co.Equal Weightmaintain23/01/2026
Piper SandlerNeutral → Overweightupgrade24/10/2025
Keefe, Bruyette & WoodsMarket Performmaintain28/04/2025 (older than 12 months)
Stephens & Co.Equal Weightmaintain27/01/2025 (older than 12 months)
Keefe, Bruyette & WoodsMarket Performmaintain27/01/2025 (older than 12 months)

United Bankshares stock metrics

P/E

12.69

P/B

1.18

EV/EBITDA

8.23

RETURN ON EQUITY

2.4%

NET MARGIN

31.4%

DEBT/EQUITY

0.15

DIVIDEND YIELD

3.3%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

97.6%

FLOAT SHARES

132,879,868

AVG. DAILY VOLUME (30D)

1,072,583

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

NESSELROAD MARK R

DirectorSale3,20046.42Spontaneous02/09/2026

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC50,413+4,01430/09/2026
Regent Peak Wealth Advisors LLC38,372-2,27330/09/2026
Atria Investments, Inc37,599-26530/09/2026
Artemis Investment Management LLP32,417-14,42530/09/2026
State of Alaska, Department of Revenue18,064-1,56930/09/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
11/09/202601/10/2026US$0.383.2 %
12/06/202601/07/2026US$0.383.3 %
13/03/202601/04/2026US$0.383.8 %
12/12/202502/01/2026US$0.383.8 %
12/09/202501/10/2025US$0.374 %
Page 1 / 8

Stock splits

DATERATIO
30/03/19982:1
16/02/19882:1

Comparable stocks

Frequently asked questions about United Bankshares stock

What does United Bankshares do?

United Bankshares, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.

The CEO is Richard Matthew Adams Jr., the company employs around 2,694 people.

The IPO was on 04/06/1987; the stock trades on NASDAQ under the ticker UBSI.

What do analysts say about United Bankshares stock?

11 analysts rate the stock, the consensus is Hold (as of 27/07/2026).

The average price target is US$49.50, ranging from US$49.00 to US$50.00, with a median of US$49.50.

This is an external assessment, not a statement by Market Jury.

When does United Bankshares report next?

The next earnings date is 22/10/2026.

Around past earnings, price swings were roughly -12% stronger than usual.

Does United Bankshares pay a dividend?

Yes. The last dividend was US$0.38 per share, ex-date 11/09/2026, paid on 01/10/2026.

The dividend yield is 3.3% (as of 30/06/2026).

Which stocks are comparable to United Bankshares?

Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.

How can I get United Bankshares stock analyzed?

Clicking "Analyze stock" lets five strategies assess United Bankshares against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.