UMB Financial Stock
UMB Financial Corporation
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- J. Mariner Kemper
- Employees
- 5,222
- Market cap
- $10 B
- IPO
- 17/03/1980
- Web
- www.umb.com
UMB Financial Corporation serves as the holding company for UMB Bank and is headquartered in Kansas City, Missouri. Established in 1913, the company provides a comprehensive array of banking and financial solutions through three primary segments. The Commercial Banking division offers businesses essential services…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
UMB Financial stock: price history
1D
-0.5%
1W
+0.6%
1M
-2.3%
6M
+6.1%
YTD
+14.0%
1Y
+22.0%
2Y
+17.9%
5Y
+31.3%
10Y
+116.2%
Next earnings date
Next earnings date
27/10/2026 (in 10 days)
Volatility around earnings
~11% stronger price swings than usual
UMB Financial stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
1 more assignment (Enabler/Second row) Pro-only.
UMB Financial Corporation is the holding company for UMB Bank and offers a broad range of financial services across three core business areas. Commercial Banking encompasses corporate lending, treasury management, and specialized solutions such as mezzanine capital and asset-based lending. Institutional Banking serves institutional clients through wealth management, fund administration, custody services, and specialized payment solutions for the healthcare sector. The Personal Banking segment addresses the needs of individual customers with accounts, mortgages, brokerage, and insurance services. The business model is primarily based on net interest margin from lending activities as well as fees generated from the extensive service portfolios.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- None
- Moat type
- None
- Capital intensity
- Medium
- Customer concentration
- Unknown
Ask the agents about UMB Financial
Analyst assessment of UMB Financial
PRICE TARGET LOW
US$147.00
CONSENSUS
US$166.20
MEDIAN
US$167.50
PRICE TARGET HIGH
US$182.00
1
STRONG BUY
10
BUY
8
HOLD
0
SELL
0
STRONG SELL
19
TOTAL · Buy
As of: 09/10/2026
UMB Financial stock metrics
P/E
10.85
P/B
1.24
EV/EBITDA
11.05
RETURN ON EQUITY
3.5%
NET MARGIN
24.9%
DEBT/EQUITY
0.44
DIVIDEND YIELD
1.4%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
96.0%
FLOAT SHARES
72,927,418
AVG. DAILY VOLUME (30D)
683,717
Insider transactions (SEC)
Peterman Tamara
GRAVES GREG M
Shankar Ram
Terry Thomas S
Murphy Susan G
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about UMB Financial stock
What does UMB Financial do?
UMB Financial Corporation is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is J. Mariner Kemper, the company employs around 5,222 people.
The IPO was on 17/03/1980; the stock trades on NASDAQ under the ticker UMBF.
What do analysts say about UMB Financial stock?
19 analysts rate the stock, the consensus is Buy (as of 09/10/2026).
The average price target is US$166.20, ranging from US$147.00 to US$182.00, with a median of US$167.50.
This is an external assessment, not a statement by Market Jury.
When does UMB Financial report next?
The next earnings date is 27/10/2026.
Around past earnings, price swings were roughly 11% stronger than usual.
Does UMB Financial pay a dividend?
Yes. The last dividend was US$0.50 per share, ex-date 10/09/2026, paid on 01/10/2026.
The dividend yield is 1.4% (as of 30/06/2026).
Which stocks are comparable to UMB Financial?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get UMB Financial stock analyzed?
Clicking "Analyze stock" lets five strategies assess UMB Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.