UMB Financial Corporation
COMPANY DATA
UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters…
PRICE HISTORY
1D
+0.7 %
1W
-1.1 %
1M
+2.5 %
6M
+18.5 %
YTD
+25.6 %
1Y
+17.8 %
2Y
+40.8 %
5Y
+55.3 %
10Y
+140.5 %
EARNINGS
Next earnings date
27/10/2026 (in 62 days)
Volatility around earnings
~11% stronger price swings than usual
SCORES
Valued more expensively than its own historical average.
Clear uptrend.
Very solid balance sheet quality and profitability.
Very stable, well-covered dividend with a growth streak.
Strong expected growth at a fair price.
Insiders are selling significantly more shares than they buy.
Roughly meets expectations.
Not enough data yet for an assessment.
Not enough data yet for an assessment.
Persistently high short volume ratio, partly with a Reg SHO threshold listing.
Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 26/08/2026.
ASK THE AGENTS ABOUT UMBF
ANALYST ASSESSMENT
PRICE TARGET LOW
US$152.00
CONSENSUS
US$166.75
MEDIAN
US$168.50
PRICE TARGET HIGH
US$181.00
1
STRONG BUY
9
BUY
8
HOLD
0
SELL
0
STRONG SELL
18
TOTAL · Buy
| DATE | ANALYST FIRM | RATING | ACTION |
|---|---|---|---|
| 10/08/2026 | Wells Fargo | Equal Weight | maintain |
| 04/08/2026 | Truist Securities | Buy | maintain |
| 03/08/2026 | Barclays | Overweight | maintain |
| 31/07/2026 | Citigroup | Neutral | maintain |
| 30/07/2026 | TD Cowen | Buy | maintain |
| 30/07/2026 | Piper Sandler | Overweight | maintain |
| 30/07/2026 | RBC Capital | Outperform | maintain |
| 30/07/2026 | Keefe, Bruyette & Woods | Outperform | maintain |
METRICS
P/E
11.96
P/B
1.37
EV/EBITDA
11.85
RETURN ON EQUITY
3.5 %
NET MARGIN
24.9 %
DEBT/EQUITY
0.44
DIVIDEND YIELD
1.2 %
AS OF
30/06/2026
FREE FLOAT & LIQUIDITY
FREE FLOAT
95.1 %
FLOAT SHARES
72,242,909
AVG. DAILY VOLUME (30D)
545,573
INSIDER TRANSACTIONS (SEC)
| DATE | INSIDER | ROLE | TRANSACTION | SHARES | PRICE | PLAN TYPE |
|---|---|---|---|---|---|---|
| 18/08/2026 | Shankar Ram | Officer | Sale | 2,000 | 151.61 | Spontaneous |
| 18/08/2026 | Terry Thomas S | Officer | Sale | 5,713 | 151.77 | Spontaneous |
| 07/08/2026 | Murphy Susan G | Director | Sale | 902 | 145.5 | Spontaneous |
| 07/08/2026 | Murphy Susan G | Director | Sale | 475 | 145.66 | Spontaneous |
| 06/08/2026 | Odgers David Carl | Officer | Sale | 145 | 147.3 | Spontaneous |
INSTITUTIONAL HOLDERS
| FUND / INSTITUTION | SHARES | CHANGE | AS OF |
|---|---|---|---|
| BlackRock, Inc. | 10,215,651 | +871,184 | 30/06/2026 |
| UMB Bank, n.a. | 4,674,963 | -48,610 | 30/06/2026 |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4,213,123 | +76,903 | 30/06/2026 |
| STATE STREET CORP | 4,133,285 | +151,684 | 30/06/2026 |
| VANGUARD CAPITAL MANAGEMENT LLC | 3,130,338 | +29,045 | 30/06/2026 |
DIVIDENDS
| EX-DATE | PAY DATE | AMOUNT | YIELD |
|---|---|---|---|
| 10/09/2026 | 01/10/2026 | US$0.50 | 1.2 % |
| 10/06/2026 | 01/07/2026 | US$0.43 | 1.3 % |
| 10/03/2026 | 01/04/2026 | US$0.43 | 1.5 % |
| 10/12/2025 | 02/01/2026 | US$0.43 | 1.4 % |
| 10/09/2025 | 01/10/2025 | US$0.40 | 1.3 % |
STOCK SPLITS
| DATE | RATIO |
|---|---|
| 01/09/2026 | 3:2 |
| 31/05/2006 | 2:1 |
| 10/12/2001 | 21:20 |
| 09/12/1999 | 11:10 |
| 09/12/1997 | 21:20 |
Not investment advice. Past performance is not an indicator of future results.