Metrics as of 10/15/2026, 07:18 AM (Berlin time), refresh in progress.
USCB Financial Holdings Stock
USCB Financial Holdings, Inc.
Company data
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- CEO
- Luis de la Aguilera
- Employees
- 205
- Market cap
- $401 M
- IPO
- 22/07/2021
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit…
USCB Financial Holdings stock: price history
1D
-0.9%
1W
-0.1%
1M
-5.0%
6M
+11.0%
YTD
+19.2%
1Y
+25.6%
2Y
+51.0%
5Y
+73.9%
10Y
–
Next earnings date
Next earnings date
22/10/2026 (in 5 days)
Volatility around earnings
~11% stronger price swings than usual
USCB Financial Holdings stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
Visible after free registration
- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Average business model without a clear megatrend link or with mixed signals.
1 more assignment (Enabler/Second row) Pro-only.
USCB Financial Holdings, Inc. operates as a bank holding company for U.S. Century Bank and offers a diverse range of financial products and services. The portfolio encompasses retail and commercial banking operations, with specialized segments such as yacht financing and homeowners association (HOA) services. Additionally, the company supports banks in Latin America and the Caribbean through correspondent banking services in facilitating their transaction business. Revenue is primarily generated through net interest margin on various lending products as well as fees from cash management, treasury services, and title insurance in the real estate sector.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- High
- Customer concentration
- Unknown
Ask the agents about USCB Financial Holdings
Analyst assessment of USCB Financial Holdings
PRICE TARGET LOW
US$27.00
CONSENSUS
US$27.00
MEDIAN
US$27.00
PRICE TARGET HIGH
US$27.00
1
STRONG BUY
2
BUY
0
HOLD
0
SELL
0
STRONG SELL
3
TOTAL · Buy
As of: 08/09/2025
USCB Financial Holdings stock metrics
P/E
14.3
P/B
1.73
EV/EBITDA
14.4
RETURN ON EQUITY
3.9%
NET MARGIN
21.0%
DEBT/EQUITY
1.26
DIVIDEND YIELD
2.2%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
49.0%
FLOAT SHARES
8,953,874
AVG. DAILY VOLUME (30D)
80,596
Insider transactions (SEC)
Garrido Sergio E.
COLLAZO ANDRES
DE LA AGUILERA LUIS
DE LA AGUILERA LUIS
DE LA AGUILERA LUIS
Institutional holders
Dividends
Comparable stocks
Frequently asked questions about USCB Financial Holdings stock
What does USCB Financial Holdings do?
USCB Financial Holdings, Inc. is a company in the Financial Services sector, Banks - Regional industry, headquartered in United States.
The CEO is Luis de la Aguilera, the company employs around 205 people.
The IPO was on 22/07/2021; the stock trades on NASDAQ under the ticker USCB.
What do analysts say about USCB Financial Holdings stock?
3 analysts rate the stock, the consensus is Buy (as of 08/09/2025).
The average price target is US$27.00, ranging from US$27.00 to US$27.00, with a median of US$27.00.
This is an external assessment, not a statement by Market Jury.
When does USCB Financial Holdings report next?
The next earnings date is 22/10/2026.
Around past earnings, price swings were roughly 11% stronger than usual.
Does USCB Financial Holdings pay a dividend?
Yes. The last dividend was US$0.13 per share, ex-date 17/08/2026, paid on 04/09/2026.
The dividend yield is 2.2% (as of 30/06/2026).
Which stocks are comparable to USCB Financial Holdings?
Comparable stocks include U.S. Bancorp, PNC Financial Services Group, Truist Financial, Fifth Third Bancorp, M&T Bank, Huntington Bancshares, Citizens Financial Group and Regions Financial.
How can I get USCB Financial Holdings stock analyzed?
Clicking "Analyze stock" lets five strategies assess USCB Financial Holdings against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.