Metrics as of 10/15/2026, 01:47 AM (Berlin time), refresh in progress.
Chime Financial Stock
Chime Financial, Inc. Class A Common Stock
Company data
- Sector
- Technology
- Industry
- Software - Application
- Country
- United States
- CEO
- Chris Britt
- Employees
- 1,519
- Market cap
- $11 B
- IPO
- 12/06/2025
Chime Financial, Inc. is a technology company operating in the Software - Application industry, headquartered in San Francisco, USA. Founded in 2012, the company provides digital consumer banking and payment solutions across the United States and internationally. The business model encompasses various product areas,…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
Chime Financial stock: price history
1D
-3.0%
1W
+3.8%
1M
-14.6%
6M
+23.9%
YTD
+15.2%
1Y
+42.4%
2Y
–
5Y
–
10Y
–
Next earnings date
Next earnings date
04/11/2026 (in 18 days)
Volatility around earnings
~89% stronger price swings than usual
Chime Financial stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Very robust business model with strong megatrend tailwind: wide moat, strong pricing power, predictable revenue.
Chime Financial is a financial technology company that provides digital banking and payment solutions in the USA. Its offering includes checking accounts, debit cards, and instant transfer features, as well as specialized liquidity solutions such as SpotMe. The company further supports its customers' creditworthiness through various credit-building tools. Through Chime Workplace, financial services and employer benefits are also offered to businesses. According to available segment data, the revenue structure is generated entirely through payment flows.
- Revenue model
- Transactional
- Recurring revenue
- High
- Pricing power
- Strong
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- Low
- Customer concentration
- Unknown
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Analyst assessment of Chime Financial
PRICE TARGET LOW
US$28.00
CONSENSUS
US$38.94
MEDIAN
US$39.50
PRICE TARGET HIGH
US$50.00
0
STRONG BUY
17
BUY
1
HOLD
0
SELL
0
STRONG SELL
18
TOTAL · Buy
As of: 08/10/2026
Chime Financial stock metrics
P/E
-511.46
P/B
7.86
EV/EBITDA
-1,776.81
RETURN ON EQUITY
2.0%
NET MARGIN
4.8%
DEBT/EQUITY
0.09
DIVIDEND YIELD
0.0%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
63.9%
FLOAT SHARES
242,025,676
AVG. DAILY VOLUME (30D)
6,704,149
Insider transactions (SEC)
King Ryan A
Britt Christopher R
Britt Christopher R
Britt Christopher R
King Ryan A
Attention
1 mention today in US forums, about the same as yesterdayPrice since yesterday: -3.0%
Forums (Reddit)
Institutional holders
Smart Money
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Comparable stocks
Frequently asked questions about Chime Financial stock
What does Chime Financial do?
Chime Financial, Inc. Class A Common Stock is a company in the Technology sector, Software - Application industry, headquartered in United States.
The CEO is Chris Britt, the company employs around 1,519 people.
The IPO was on 12/06/2025; the stock trades on NASDAQ under the ticker CHYM.
What do analysts say about Chime Financial stock?
18 analysts rate the stock, the consensus is Buy (as of 08/10/2026).
The average price target is US$38.94, ranging from US$28.00 to US$50.00, with a median of US$39.50.
This is an external assessment, not a statement by Market Jury.
When does Chime Financial report next?
The next earnings date is 04/11/2026.
Around past earnings, price swings were roughly 89% stronger than usual.
Does Chime Financial pay a dividend?
No, Chime Financial currently does not pay a dividend.
Which stocks are comparable to Chime Financial?
Comparable stocks include Salesforce, ServiceNow, Uber Technologies, Snowflake, Automatic Data Processing, Datadog, Cadence Design Systems and Adobe.
How can I get Chime Financial stock analyzed?
Clicking "Analyze stock" lets five strategies assess Chime Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.