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OFG Bancorp Stock

OFG Bancorp

OFGNYSEMarkt
US$52.64
+1.0% today

Company data

Sector
Financial Services
Industry
Banks - Regional
Country
Puerto Rico
CEO
José Rafael Fernández
Employees
2,185
Market cap
$2.2 B
IPO
26/03/1987

OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico. Founded in 1964, the company provides a broad spectrum of banking and financial solutions structured across three core divisions: Banking, Wealth Management, and Treasury. The Banking segment offers essential deposit products such as…

Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.

OFG Bancorp stock: price history

16/10/25+29.1 %16/10/26

1D

+1.0%

1W

+4.2%

1M

+0.3%

6M

+23.5%

YTD

+28.5%

1Y

+29.1%

2Y

+27.3%

5Y

+105.9%

10Y

+444.9%

Next earnings date

Next earnings date

21/10/2026 (in 4 days)

Volatility around earnings

~12% weaker price swings than usual

OFG Bancorp stock scores

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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 16/10/2026.

Business model & megatrends

Business model

Business model with weaknesses or early megatrend headwind.

Why this value? Details with Pro only.

2 more assignments (Enabler/Second row) Pro-only.

OFG Bancorp is a financial holding company that distributes its business operations across Banking, Wealth Management, and Treasury divisions. The Banking business encompasses deposit-taking as well as lending for consumer, commercial, automotive, and real estate purposes. In the Treasury segment, the company manages portfolios of government securities, mortgage-backed securities, and money market instruments while also conducting asset-liability management. The Wealth Management segment offers financial planning, brokerage services, and investment advisory for both institutional and private clients. Business activities are conducted through a branch network in Puerto Rico and the U.S. Virgin Islands.

Revenue model
Interest spread
Recurring revenue
High
Pricing power
Strong
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about OFG Bancorp

Analyst assessment of OFG Bancorp

PRICE TARGET LOW

US$55.00

CONSENSUS

US$56.33

MEDIAN

US$56.00

PRICE TARGET HIGH

US$58.00

0

STRONG BUY

8

BUY

4

HOLD

0

SELL

0

STRONG SELL

12

TOTAL · Buy

As of: 10/08/2026

ANALYST FIRMRATINGACTIONDATE
Wells FargoEqual Weightmaintain10/08/2026
Keefe, Bruyette & WoodsMarket Performmaintain22/07/2026
Truist SecuritiesBuymaintain22/07/2026
Truist SecuritiesBuymaintain13/07/2026
Wells FargoEqual Weightmaintain06/07/2026
Wells FargoEqual Weightmaintain22/04/2026
Piper SandlerNeutralmaintain22/04/2026
Truist SecuritiesBuymaintain22/04/2026

OFG Bancorp stock metrics

P/E

10.49

P/B

1.58

EV/EBITDA

6.67

RETURN ON EQUITY

4.2%

NET MARGIN

25.5%

DEBT/EQUITY

0.41

DIVIDEND YIELD

2.6%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

99.0%

FLOAT SHARES

41,852,560

AVG. DAILY VOLUME (30D)

275,577

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

FERNANDEZ JOSE RAFAEL

OfficerGift10,000–Spontaneous17/09/2026

FERNANDEZ JOSE RAFAEL

OfficerGift600–Spontaneous11/09/2026

Garcia Rodriguez Roberto

DirectorGrant50–Spontaneous28/08/2026

Garcia Rodriguez Roberto

DirectorTax settlement551.78Spontaneous28/08/2026

Grindstaff Lynda

DirectorGrant50–Spontaneous28/08/2026
Page 1 / 3

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC35,529+1,14130/09/2026
NorthCrest Asset Manangement, LLC29,904+20830/09/2026
WEDGE CAPITAL MANAGEMENT L L P/NC25,421+2,40130/09/2026
BURNEY CO/15,603-3,70930/09/2026
State of Alaska, Department of Revenue8,661-7,05830/09/2026
Page 1 / 3

Dividends & Stock splits

Dividends

EX-DATEPAY DATEAMOUNTYIELD
30/09/202615/10/2026US$0.352.7 %
30/06/202615/07/2026US$0.352.6 %
31/03/202615/04/2026US$0.353.1 %
31/12/202515/01/2026US$0.302.9 %
30/09/202515/10/2025US$0.302.6 %
Page 1 / 8

Stock splits

DATERATIO
29/12/200411:10
29/12/200311:10
16/01/20035:4
27/03/200211:10
16/10/19984:3
Page 1 / 3

Comparable stocks

Frequently asked questions about OFG Bancorp stock

What does OFG Bancorp do?

OFG Bancorp is a company in the Financial Services sector, Banks - Regional industry, headquartered in Puerto Rico.

The CEO is José Rafael Fernández, the company employs around 2,185 people.

The IPO was on 26/03/1987; the stock trades on NYSE under the ticker OFG.

What do analysts say about OFG Bancorp stock?

12 analysts rate the stock, the consensus is Buy (as of 10/08/2026).

The average price target is US$56.33, ranging from US$55.00 to US$58.00, with a median of US$56.00.

This is an external assessment, not a statement by Market Jury.

When does OFG Bancorp report next?

The next earnings date is 21/10/2026.

Around past earnings, price swings were roughly -12% stronger than usual.

Does OFG Bancorp pay a dividend?

Yes. The last dividend was US$0.35 per share, ex-date 30/09/2026, paid on 15/10/2026.

The dividend yield is 2.6% (as of 30/06/2026).

Which stocks are comparable to OFG Bancorp?

Comparable stocks include Popular, Mizuho Financial Group, U.S. Bancorp, PNC Financial Services Group, Nu Holdings, Truist Financial, NatWest Group and Fifth Third Bancorp.

How can I get OFG Bancorp stock analyzed?

Clicking "Analyze stock" lets five strategies assess OFG Bancorp against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.