Metrics as of 10/16/2026, 04:17 PM (Berlin time), refresh in progress.
Synchrony Financial Stock
Synchrony Financial
Company data
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- United States
- CEO
- Brian D. Doubles
- Employees
- 20,000
- Market cap
- $24.5 B
- IPO
- 31/07/2014
Synchrony Financial (SYF) is a U.S.-based provider in the financial services / financial - credit services sector. Its offerings include various co-branded and general-purpose credit cards, installment loans, and banking services such as deposit products. Through specialized brands like CareCredit, the company also…
AI-generated company profile based on the figures on this page, last updated on 01/10/2026. Not investment advice.
Synchrony Financial stock: price history
1D
+2.0%
1W
+3.7%
1M
+0.9%
6M
-3.6%
YTD
-9.5%
1Y
+7.5%
2Y
+33.6%
5Y
+50.5%
10Y
+182.8%
Next earnings date
Next earnings date
20/10/2026 (in 3 days)
Volatility around earnings
~5% stronger price swings than usual
Synchrony Financial stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 17/10/2026.
Business model & megatrends
Robust business model that benefits noticeably from at least one megatrend.
1 more assignment (Enabler/Second row) Pro-only.
Synchrony Financial is a US-based financial services provider focused on consumer credit products. Its portfolio includes credit cards for individual and business customers as well as consumer loans with various terms. A key component of the business model is specialized financing in niche markets such as healthcare (CareCredit) and the pet industry (Pets Best). Additionally, the company offers banking services for retail and business customers, including deposit products. Distribution occurs through an extensive network of retailers, manufacturers, and service providers across various sectors such as fashion, luxury goods, and medical devices.
- Revenue model
- Interest spread
- Recurring revenue
- High
- Pricing power
- Moderate
- Moat
- Narrow
- Moat type
- Switching costs
- Capital intensity
- High
- Customer concentration
- Low
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Analyst assessment of Synchrony Financial
PRICE TARGET LOW
US$80.00
CONSENSUS
US$87.50
MEDIAN
US$85.50
PRICE TARGET HIGH
US$104.00
0
STRONG BUY
25
BUY
15
HOLD
0
SELL
1
STRONG SELL
41
TOTAL · Buy
As of: 12/10/2026
Synchrony Financial stock metrics
P/E
7.64
P/B
1.48
EV/EBITDA
4.79
RETURN ON EQUITY
5.2%
NET MARGIN
18.9%
DEBT/EQUITY
0.97
DIVIDEND YIELD
1.6%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
99.5%
FLOAT SHARES
323,623,758
AVG. DAILY VOLUME (30D)
2,875,611
Insider transactions (SEC)
NAYLOR JEFFREY G
GUTHRIE ROY A
Chytil Kamila K
Richie Laurel
COLAO DANIEL O
Attention
Price since yesterday: +2.0%
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Comparable stocks
Frequently asked questions about Synchrony Financial stock
What does Synchrony Financial do?
Synchrony Financial is a company in the Financial Services sector, Financial - Credit Services industry, headquartered in United States.
The CEO is Brian D. Doubles, the company employs around 20,000 people.
The IPO was on 31/07/2014; the stock trades on NYSE under the ticker SYF.
What do analysts say about Synchrony Financial stock?
41 analysts rate the stock, the consensus is Buy (as of 12/10/2026).
The average price target is US$87.50, ranging from US$80.00 to US$104.00, with a median of US$85.50.
This is an external assessment, not a statement by Market Jury.
When does Synchrony Financial report next?
The next earnings date is 20/10/2026.
Around past earnings, price swings were roughly 5% stronger than usual.
Does Synchrony Financial pay a dividend?
Yes. The last dividend was US$0.34 per share, ex-date 05/08/2026, paid on 17/08/2026.
The dividend yield is 1.6% (as of 30/06/2026).
Which stocks are comparable to Synchrony Financial?
Comparable stocks include Visa, Mastercard, American Express Company, Capital One Financial, PayPal Holdings, Affirm Holdings, Global Payments and OneMain Holdings.
How can I get Synchrony Financial stock analyzed?
Clicking "Analyze stock" lets five strategies assess Synchrony Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.