X Financial Stock
X Financial
Company data
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- China
- CEO
- Yue Tang
- Employees
- 643
- Market cap
- $31 M
- IPO
- 19/09/2018
Operating in the People's Republic of China, X Financial delivers personal financial solutions, primarily functioning as an online platform that connects individuals seeking funds with potential investors. The company's diverse lending portfolio encompasses the Xiaoying credit loan, which features the Xiaoying card…
X Financial stock: price history
1D
-2.7%
1W
-3.3%
1M
+4.2%
6M
+5.3%
YTD
-11.1%
1Y
-62.4%
2Y
-28.3%
5Y
+15.3%
10Y
–
Next earnings date
Next earnings date
25/11/2026 (in 39 days)
Volatility around earnings
~21% stronger price swings than usual
Ask the agents about X Financial
X Financial stock metrics
P/E
0.39
P/B
0.03
EV/EBITDA
-1.5
RETURN ON EQUITY
0.6%
NET MARGIN
4.7%
DEBT/EQUITY
0.05
DIVIDEND YIELD
11.2%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
37.5%
FLOAT SHARES
2,311,266
AVG. DAILY VOLUME (30D)
68,106
Insider transactions (SEC)
Xue Zheng
ZHANG LONGGEN
Wan Zheng
Institutional holders
Dividends & Stock splits
Dividends
Stock splits
Comparable stocks
Frequently asked questions about X Financial stock
What does X Financial do?
X Financial is a company in the Financial Services sector, Financial - Credit Services industry, headquartered in China.
The CEO is Yue Tang, the company employs around 643 people.
The IPO was on 19/09/2018; the stock trades on NYSE under the ticker XYF.
When does X Financial report next?
The next earnings date is 25/11/2026.
Around past earnings, price swings were roughly 21% stronger than usual.
Does X Financial pay a dividend?
Yes. The last dividend was US$0.28 per share, ex-date 10/09/2026, paid on 28/09/2026.
The dividend yield is 11.2% (as of 30/06/2026).
Which stocks are comparable to X Financial?
Comparable stocks include Visa, Mastercard, American Express Company, Capital One Financial, PayPal Holdings, Affirm Holdings, Synchrony Financial and Global Payments.
How can I get X Financial stock analyzed?
Clicking "Analyze stock" lets five strategies assess X Financial against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.