MegatrendsMegatrends: not the usual suspects, but who actually profits.View megatrends →

Metrics as of 10/17/2026, 07:38 AM (Berlin time), refresh in progress.

Atlanticus Holdings Stock

Atlanticus Holdings Corporation

ATLCNASDAQMarkt
US$92.02
-1.6% today

Company data

Sector
Financial Services
Industry
Financial - Credit Services
Country
United States
CEO
Jeffrey A. Howard
Employees
576
Market cap
$1.4 B
IPO
23/04/1999

Atlanticus Holdings Corporation is a financial services enterprise based in Atlanta, USA, that provides a wide spectrum of credit and related financial solutions to consumers throughout the United States. Founded in 1996, the company operates through two principal divisions. The segment "Credit as a Service" is…

Company description based on the data provider's company data, AI-assisted, created on 15/10/2026. Not investment advice.

Atlanticus Holdings stock: price history

16/10/25+72.1 %16/10/26

1D

-1.6%

1W

-1.8%

1M

-1.3%

6M

+29.7%

YTD

+37.4%

1Y

+72.1%

2Y

+153.6%

5Y

+47.7%

10Y

+2,784.6%

Next earnings date

Next earnings date

09/11/2026 (in 23 days)

Volatility around earnings

~4% stronger price swings than usual

Atlanticus Holdings stock scores

  • Valuation

    Visible after free registration

  • Trend

    Visible after free registration

  • Quality

    Visible after free registration

  • Dividend

    Visible after free registration

  • Growth

    Visible after free registration

  • Insider

    Visible after free registration

  • Earnings

    Visible after free registration

  • Revisions

    Visible after free registration

  • Sentiment

    Visible after free registration

  • Short Pressure

    Visible after free registration

Register for free

Unlock all 11 scores

  • 5 credits free on registration
  • Access to virtual portfolios and watchlist
  • No credit card, no payment details needed
  • No subscription, no minimum term
  • Our own servers in Germany, no US cloud
Create account →

Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 11/09/2026.

Business model & megatrends

Business model

Robust business model that benefits noticeably from at least one megatrend.

Why this value? Details with Pro only.

1 more assignment (Enabler/Second row) Pro-only.

Atlanticus Holdings Corporation is a financial services company that offers credit solutions and related financial products in the United States. The business model comprises two main segments: Credit as a Service and Auto Finance. In the Credit as a Service segment, the company facilitates private credit cards for retailers and healthcare service providers, and handles loan servicing, risk management, and customer support. The Auto Finance segment focuses on the purchase and management of auto loans as well as inventory financing for a network of independent dealers. Additionally, the company manages portfolios of credit card receivables.

Revenue model
Mixed
Recurring revenue
High
Pricing power
Moderate
Moat
Narrow
Moat type
Switching costs
Capital intensity
High
Customer concentration
Unknown

Ask the agents about Atlanticus Holdings

Analyst assessment of Atlanticus Holdings

PRICE TARGET LOW

US$100.00

CONSENSUS

US$136.40

MEDIAN

US$144.00

PRICE TARGET HIGH

US$179.00

0

STRONG BUY

6

BUY

1

HOLD

0

SELL

0

STRONG SELL

7

TOTAL · Buy

As of: 22/09/2026

ANALYST FIRMRATINGACTIONDATE
BTIGBuymaintain22/09/2026
B. Riley SecuritiesBuymaintain03/09/2026
JefferiesBuymaintain08/07/2026
BTIGBuymaintain30/06/2026
B. Riley SecuritiesBuymaintain23/03/2026
CitizensMarket Outperformmaintain17/03/2026
CitizensMarket Outperformmaintain11/12/2025
BTIGBuymaintain27/10/2025

Atlanticus Holdings stock metrics

P/E

9.59

P/B

1.88

EV/EBITDA

22.69

RETURN ON EQUITY

6.7%

NET MARGIN

9.0%

DEBT/EQUITY

8.48

DIVIDEND YIELD

0.0%

AS OF

30/06/2026

Free float & liquidity

FREE FLOAT

62.9%

FLOAT SHARES

9,539,867

AVG. DAILY VOLUME (30D)

117,055

Insider transactions (SEC)

ROLETRANSACTIONSHARESPRICEPLAN TYPEDATE

Saunders Mitchell

OfficerGift1,500–Spontaneous17/08/2026

Paulson Blake

DirectorGrant1,050–Spontaneous08/07/2026

Dickerson William Brinkley

DirectorGrant1,050–Spontaneous07/07/2026

McCamey William

OfficerSale10,000103.01Spontaneous02/07/2026

Howard Jeffrey A.

OfficerSale10,000103.01Spontaneous02/07/2026
Page 1 / 4

Attention

Price since yesterday: -1.6%

Search (Google Trends)

28/0731/0704/08

Institutional holders

FUND / INSTITUTIONSHARESCHANGEAS OF
Curated Wealth Partners LLC0-375,00030/09/2026
WELLINGTON MANAGEMENT GROUP LLP522,642-232,31630/06/2026
DIMENSIONAL FUND ADVISORS LP454,394-68,15130/06/2026
BlackRock, Inc.425,768-4,39930/06/2026
Curated Wealth Partners LLC375,000+375,00030/06/2026
Page 1 / 3

Dividends

EX-DATEPAY DATEAMOUNTYIELD
29/12/200931/12/2009US$0.5016.4 %

Comparable stocks

Frequently asked questions about Atlanticus Holdings stock

What does Atlanticus Holdings do?

Atlanticus Holdings Corporation is a company in the Financial Services sector, Financial - Credit Services industry, headquartered in United States.

The CEO is Jeffrey A. Howard, the company employs around 576 people.

The IPO was on 23/04/1999; the stock trades on NASDAQ under the ticker ATLC.

What do analysts say about Atlanticus Holdings stock?

7 analysts rate the stock, the consensus is Buy (as of 22/09/2026).

The average price target is US$136.40, ranging from US$100.00 to US$179.00, with a median of US$144.00.

This is an external assessment, not a statement by Market Jury.

When does Atlanticus Holdings report next?

The next earnings date is 09/11/2026.

Around past earnings, price swings were roughly 4% stronger than usual.

Does Atlanticus Holdings pay a dividend?

Yes. The last dividend was US$0.50 per share, ex-date 29/12/2009, paid on 31/12/2009.

The dividend yield is 0.0% (as of 30/06/2026).

Which stocks are comparable to Atlanticus Holdings?

Comparable stocks include Visa, Mastercard, American Express Company, Capital One Financial, PayPal Holdings, Affirm Holdings, Synchrony Financial and Global Payments.

How can I get Atlanticus Holdings stock analyzed?

Clicking "Analyze stock" lets five strategies assess Atlanticus Holdings against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.

Not investment advice. Past performance is not an indicator of future results.