Metrics as of 10/16/2026, 10:54 PM (Berlin time), refresh in progress.
Encore Capital Group Stock
Encore Capital Group, Inc.
Company data
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- United States
- CEO
- Ashish Masih
- Employees
- 7,350
- Market cap
- $2.2 B
- IPO
- 09/07/1999
Encore Capital Group, Inc. operates as a specialized financial institution within the Financial Services sector and is headquartered in San Diego, USA. The company went public on the NASDAQ on July 9, 1999, and currently employs 7,350 employees. Its business model focuses on providing global solutions for debt…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
Encore Capital Group stock: price history
1D
-0.9%
1W
+1.9%
1M
+1.9%
6M
+25.9%
YTD
+87.1%
1Y
+150.9%
2Y
+118.9%
5Y
+98.8%
10Y
+397.2%
Next earnings date
Next earnings date
04/11/2026 (in 18 days)
Volatility around earnings
~45% stronger price swings than usual
Pattern chart
Pattern detected by the Market Jury detector vdouble-bottom-top-v1.0 on 13/10/26. Not a buy or sell signal.Beta
What does this mean?
Double bottom
BullishThe price bounced off a similar low twice, with a rally in between. This W-shaped pattern is a classic reversal signal from a downtrend into an uptrend.
Chart patterns are a purely technical signal derived from price action. At Market Jury they do not feed into the agents' buy or sell decisions, they are supplementary information only.
Encore Capital Group stock scores
- Valuation
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- Trend
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- Quality
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- Dividend
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- Growth
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- Insider
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- Earnings
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- Revisions
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- Sentiment
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- Short Pressure
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Deterministically calculated from financial metrics, not investment advice. Updated nightly, last on 24/09/2026.
Business model & megatrends
Robust business model that benefits noticeably from at least one megatrend.
Encore Capital Group is a specialized financial company focused on receivables management. The business model involves acquiring portfolios of distressed consumer loans and tax receivables at a significant discount to their original value. The company works with debtors to support their repayment options and achieve financial recovery. Additionally, the company offers services such as business process outsourcing and portfolio management for lenders dealing with non-performing loans.
- Revenue model
- Mixed
- Recurring revenue
- Medium
- Pricing power
- Weak
- Moat
- Narrow
- Moat type
- Efficient scale
- Capital intensity
- High
- Customer concentration
- Unknown
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Analyst assessment of Encore Capital Group
PRICE TARGET LOW
US$100.00
CONSENSUS
US$112.00
MEDIAN
US$112.00
PRICE TARGET HIGH
US$124.00
0
STRONG BUY
12
BUY
3
HOLD
0
SELL
0
STRONG SELL
15
TOTAL · Buy
As of: 06/08/2026
Encore Capital Group stock metrics
P/E
7.48
P/B
2.03
EV/EBITDA
9.63
RETURN ON EQUITY
5.9%
NET MARGIN
13.0%
DEBT/EQUITY
4.52
DIVIDEND YIELD
0.0%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
97.7%
FLOAT SHARES
20,711,158
AVG. DAILY VOLUME (30D)
298,132
Insider transactions (SEC)
Gupta Ashwini
Beck Robert William
OLLE LAURA
Goings William C.
Hilzinger Jeffrey Albert
Institutional holders
Comparable stocks
Frequently asked questions about Encore Capital Group stock
What does Encore Capital Group do?
Encore Capital Group, Inc. is a company in the Financial Services sector, Financial - Credit Services industry, headquartered in United States.
The CEO is Ashish Masih, the company employs around 7,350 people.
The IPO was on 09/07/1999; the stock trades on NASDAQ under the ticker ECPG.
What do analysts say about Encore Capital Group stock?
15 analysts rate the stock, the consensus is Buy (as of 06/08/2026).
The average price target is US$112.00, ranging from US$100.00 to US$124.00, with a median of US$112.00.
This is an external assessment, not a statement by Market Jury.
When does Encore Capital Group report next?
The next earnings date is 04/11/2026.
Around past earnings, price swings were roughly 45% stronger than usual.
Does Encore Capital Group pay a dividend?
No, Encore Capital Group currently does not pay a dividend.
Which stocks are comparable to Encore Capital Group?
Comparable stocks include Visa, Mastercard, American Express Company, Capital One Financial, PayPal Holdings, Affirm Holdings, Synchrony Financial and Global Payments.
How can I get Encore Capital Group stock analyzed?
Clicking "Analyze stock" lets five strategies assess Encore Capital Group against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.