Upstart Holdings Stock
Upstart Holdings, Inc.
Company data
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Country
- United States
- CEO
- Paul Gu
- Employees
- 1,405
- Market cap
- $2.3 B
- IPO
- 16/12/2020
Upstart Holdings, Inc. is a Financial Services company operating in the Financial - Credit Services industry. Headquartered in San Mateo, USA, and listed on the NASDAQ, the company was founded in 2012. It operates a cloud-based artificial intelligence (AI) lending platform within the United States. The business model…
Company description based on the data provider's company data, AI-assisted, created on 16/10/2026. Not investment advice.
Upstart Holdings stock: price history
1D
-4.8%
1W
-2.2%
1M
-5.2%
6M
-31.8%
YTD
-46.1%
1Y
-50.7%
2Y
-56.7%
5Y
-94.0%
10Y
–
Next earnings date
Next earnings date
03/11/2026 (in 17 days)
Volatility around earnings
~143% stronger price swings than usual
Ask the agents about Upstart Holdings
Analyst assessment of Upstart Holdings
PRICE TARGET LOW
US$28.00
CONSENSUS
US$38.13
MEDIAN
US$37.50
PRICE TARGET HIGH
US$51.00
0
STRONG BUY
10
BUY
10
HOLD
2
SELL
0
STRONG SELL
22
TOTAL · Buy
As of: 15/10/2026
Upstart Holdings stock metrics
P/E
37.91
P/B
2.85
EV/EBITDA
44.26
RETURN ON EQUITY
2.1%
NET MARGIN
4.4%
DEBT/EQUITY
2.54
DIVIDEND YIELD
0.0%
AS OF
30/06/2026
Free float & liquidity
FREE FLOAT
85.5%
FLOAT SHARES
83,237,344
AVG. DAILY VOLUME (30D)
4,370,836
Insider transactions (SEC)
Gu Paul
Datta Sanjay
Datta Sanjay
Mirgorodskaya Natalia
Datta Sanjay
Attention
1 mention today in US forums, about the same as yesterdayPrice since yesterday: -4.8%
Forums (Reddit)
See the full forum history with Pro.
Institutional holders
Comparable stocks
Frequently asked questions about Upstart Holdings stock
What does Upstart Holdings do?
Upstart Holdings, Inc. is a company in the Financial Services sector, Financial - Credit Services industry, headquartered in United States.
The CEO is Paul Gu, the company employs around 1,405 people.
The IPO was on 16/12/2020; the stock trades on NASDAQ under the ticker UPST.
What do analysts say about Upstart Holdings stock?
22 analysts rate the stock, the consensus is Buy (as of 15/10/2026).
The average price target is US$38.13, ranging from US$28.00 to US$51.00, with a median of US$37.50.
This is an external assessment, not a statement by Market Jury.
When does Upstart Holdings report next?
The next earnings date is 03/11/2026.
Around past earnings, price swings were roughly 143% stronger than usual.
Does Upstart Holdings pay a dividend?
No, Upstart Holdings currently does not pay a dividend.
Which stocks are comparable to Upstart Holdings?
Comparable stocks include Visa, Mastercard, American Express Company, Capital One Financial, PayPal Holdings, Affirm Holdings, Synchrony Financial and Global Payments.
How can I get Upstart Holdings stock analyzed?
Clicking "Analyze stock" lets five strategies assess Upstart Holdings against fixed, published rules and judge it bullish, neutral or bearish. The jury states where it disagrees. A free account starts with 5 credits, a quick check costs 1 credit, a full analysis 2 credits.
Not investment advice. Past performance is not an indicator of future results.